Retired

Fears to extend the time of retirement because of already planning about 56 years old pass away. So that can withdraw all retirement funds and spent all out in the one year time. Not easy to achieve it and hope can do so.

Loss confident because the trading transaction about the local retirement funds too aggressive during this period of time. Bought some property but loan amount higher than value of property. Some how also worry the staffs enjoy most of the benefit from that although the contribution of effort is not there. Wondering they never public out the advertisement but the staffs keep on increase time to time. 

Recently we had saw a good show for tender a number. Maybe the next good show will out from there. The 12 billion dollar from local worker contributed and the out flow about 6.2 billion. One day the net flow be turn into negative because when 60an born population start retire. So, one way to turn it and maintain it only can apply a tactic like these " extend the retirement age"

From that a group of business man voice out, that is impossible and can't acceptable. The data shown we should not employed any foreign staff. Refer back to previous, is a same group of people voice out, the policy of foreign worker is bad and ask government help to employ some foreign workers. What is the funny show of them???? Be a good man, or wanna be a bad man.

For me, definitely I am dreaming to strike a 4d number. So, I can retire now. The foolish of banker now outsources the credit control to third party. The third party use such information to threat people and enter to any one account to check their balance in the bank. The smarter one also go to DIGI and EPF buy information of people and use it. I do not know what happen and when was it start such things can trade like that. They named it that they are carrying a super attendance job assigned by bank. They also have own multi purpose excess pass and legalise it so simple.

The bad things left behind and accumulated day by day. I do not know when it can become as a Bomb. Such explosion will kill the stability of market. The extension will be unlimited and destroy the roof of the country. So, as a good Parliament member should something to prevent it happen.

 

 

Sadness?????

I do not have big ambition because any extra demand become luxury. So, i just hope can live until 55 years old and then withdrawn all retire money, follow by 56 years old can pass away. That is my little wish in my life.

Too long life become a burden because need to work for daily living cost. In my history, since i was twelve years old, I had started working. That's tired life. So, now a days i have try hard to share my experiences to my subordinate. Hope that in the short life of me can pass over something for new generation and wish them can survive better than me.

Actually I am fear enough while one day I am sleeping on the bed and then people force me sign some documents for transferring my little money to them before I am pass away. Of course that is too much of demand and wish of me on that and hope that this things would not happen in my life.

In the world that is nothing 100% can ensure that your wish will come true. But at least that is a dream. I am very worry when I was only 60 years old only can spend my money. Actually I am not confident on our local retired funds can good manage our money.

Stupid>>>>>>>

Not stupid because you have buy an unique number for your car. Not stupid because you are well know 2,700 people loss job because of Olympus bankrupt. So, why need to spend so much time published the number plate have been earn about 10 million, why wanna to spend time to explain. Because initially they thought the game rule control by them. Actually that is not.....

This way of tender should not encourage anymore. Every one will own a number when he is die. Nothing to worry about it. Definitely you have one number for you. If such number can trade it. So, one day I also wanna to sell my Identical number or maybe a new born kid need to tender a new number.

So, rich people just said he can paid about 23,000 to buy a number. So one day if you carry a number with 15, he will tell you:- do not take away my grandpa number. I wanna to keep it and i have got such right to own it because I am minister.

Now, do not wait, Just check it out whether you IC number got 15 or not. Maybe someone wanna to call you grandpa........... Is it stupid?

Monday I should search stock code with 15 or not, Maybe It can limit up............. Not stupid but fool only>>>>>>>>>

Is it good return?

Today all Malaysia local media reported country retirement funds achieved better result, it was about 7.7 billion. So that the high range officer come out to show off. But reading details of report, you could see an investment at London cost 350 million pound sterling but need to borrow about 490 million pound sterling. Why so funny? I thought normally we should pay some down payment on such purchase and then the loan amount normally lower than cost of purchase. So the difference of 140 million pound sterling use for what purpose?

That is so funny Malaysia retirement every month can registered net cash flow. Why we need to borrow? Is it the loan interest lower than our investment yield? Look at the results, maybe but not necessary. If the 7.7 billion can maintain at every quarter and they have about 170 billion funds in hand. That is about 18% return. Very good!!!!

Wondering is 18% return the contributor only can received about 6% interest. That is impossible. Where is the difference. Maybe use it to cover unnecessary loan, because the money has been misused. Just like London Investment. Maybe but not of course.

Sometime, they should think some other excuse before call for media conference. Otherwise, those unnecessary investment become a big mistake and let people loss confident on them.

A new number plate

A new economic theory said, if you wanna to well know by people or famous among your society. You must do something extra ordinary way. So, a paint can sell 100 million and a number can expensive than a house. Like we buy stock all by number code. Something unique cause you rich. Something old tale with the thing also more valuable.

Some people be a cartoon in youtube because they wanna show themselve unique.An advertisement spread over your life time with every second. Then, Google can earn more than it expect. A dictionary now can create million million dollar because they name it as search machine.

An economic must attached with a dream. An economic must support by people's likes and needs. So, in our share market, which stocks shown such behaviour. Is it Digi? No because they sell all people info to someone, the ethic is not there. Is it Tenaga? No, because it carry a social burden.

A new era with new economic soon out because traditional way of trading and business strategy all gone by crisis. If it refuse to change, the crisis is continue.