How to be?

Last 2 days ago, I had read an article talk about Investment vs Speculating. The article said that most of the investments are speculating because this game not control by ordinary people. He was gave a very good example, a developer sell a 1st phase of house always claimed that fully sold and use such excuse to increase price for launching the 2nd phase house. So, the price become not consistence then make a purchaser need spend unnecessary time to wait for the price up go back to ordinary level. Is that a fair game for investors? Such activities indirectly bring investors become as speculator.

Nevertheless some people still said I can hold until the price rise up but during such waiting period investors just can wait and then the return is zero. So, how to said this is a investment. The basic return for annual is negative and no steady income to against the inflation.

So, the article writer very smart. He is fully understand the theory of investment., I have to said I must respect him.

A Culture

Century ago, a kingdom system as culture was popular. No one challenge it although that was outrageous. Most of the people were killed because a word from a King. During that time, every human classified themselves as maid to serve the only one, they named it as “KING”. That was a culture in the decade ago, no one dare to against it & compulsory everyone must obey any instruction from King. The KING some of the request or words normally not rationality and such demands always unreasonable.  So, just ask a question at here, do you agree to follow such culture?

With the improvement of civilization society, the kingdom culture was destroyed. The intelligent people applying enlightened, freedom & independent thinking replace it. There is no more compulsory must obey to follow. In year 1789, French’s revolution crisis & in year 1966, China culture revolution crisis guidance us a good experience. Finally we can see the population at above 2 countries had rejected obsolete culture.

The above two incident or cases tell us, follow is not an only way of doing thing because it means refuse new idea or not accept the new technology for self improvement. Normally, follow attitude slowly become as "obey culture" and then create a group of people hardly to say No to any bad things. If such culture continues, one day we all of us like sitting into broken boat and then drop together into the sea. So, I must tell everyone at here, we should have gut to say no to the bad company culture and do not obey or only follow the company culture. On the same time, if you have better idea to remove reluctant culture, please table it for discussion.

Nevertheless, we should have respect the old culture because during the period, it was helpful and needed. Normally, such culture has been turned it as sport or put it into museum for remembering.  Like ancient people take horse as transport and ride horse as travelling. Now such activities become as hobby or as a sport game. That is not a bad culture but just not suitable for current society. Hence, execute a culture or keep the culture also needed to consider the right timing and the right place.

Therefore, there are no advantages or disadvantages of company culture. It is only have a doubt on the meaning of follow. The main question are “ How to follow”, “What to follow” & “Why is it need to follow”. A good staff normally has accountability attitude to carry his/her duty. So that he/she normally understand or identify the existing company culture is it suitable for current market requirement. On the other hand, he/she also aware that changing is because of better, change because of surviving. Wiser people refuse to accept bad idea although that is existing company culture.

Is it Going to happen?

Last 2 months ago, I had wrote an article talk about oil.Please refer to .http://liqua2534.blogspot.com/2011/12/oil-usd-250-oil-palm-rm5000.html . Now, president of USA also think to release the reserve to reduce the cost. I am quite worry about my prediction come true. Because that time most of the living cost shut up and bring me can't survive in normal life.
Today, another statement talking about someone have special M & A in hand to incorporate the company to use the loan granted by government. In my knowledge, if bank granted a loan to someone he should able to well know the facilities in proper use. If not, bank got right to pull back all the loan although the said company in the M&A stated he got the right to do so. So, the argument points are: -

1) Is it government well know the funds have been misused?
2) Is it the special investment is a main object of this company? If not are they reported IRB?
3) Is it the loan agreement has over right the object of the company?
4) Is it the representative of government agree the resolution about the purchase?
5) If the M&A always can over right the special funds granted for special business, Why government never noted? and so, Why government wanna to take such risk? and then Why the loan should granted to one family only? How about the 13 million people who has eligible to take such loan?

Those questions brought more doubt to me. Actually government just can withdrawn the funds immediately and so concentrate on Oil price. Rather than always need to make answering to others and so wasting time to monitor the stupid answer by one family.

Why we need more money for circulation?

Yesterday, I had claimed some one enjoying the funds support by government. Also mentioned the circulation of economic affected. So how to improve the circulation?

I am try hard buy some stock to earn extra because the employment income is restricted. Some more, tax on my income and use it to support those enjoying the big funds for buying luxury car and condo. I feel bad and so desperate. Why I am treated like that? So, when I am hear some explanation from those who have benefit said they are not wrong. I was damp angry.

Because in the first place, I think I can manipulate the said funds better than them. Although I am not that good but I should at least help the money circular into share market. That will bring more benefit than those people said they are knowing to invest into house, land & Condo and luxury car. I do know why I can't even tell bank/finance institution to loan such amount if I use the same proposal like them. I think bank will tell me off and kick me out from the bank. 

If there is a good project, how come no other specialist into the company? How come a family all inside one company as employee?

Let us analysis and base on current share market sentiment, I should invest into shares to get higher return and most probably can acquire a company and so be a CEO of the company. Maybe that time I can employ more professional and pay them high income to help up our economic.

When certain resources has been blocked by someone and manipulated by one family. The circulation become low density. The lower activities create someone rich and not population riches. So, why we wanna to block it? Why we want fair and equal? That's a reason why we need more money in the society rather than only keeping into a family.

As a government, not only face crisis and then print money for circulation. They should able know they can base on necessary basic rectify certain unfair circulation and so that can help everyone in the country eligible enjoy the benefit and allow proper circulation to ensure everyone full stomach with hard working.. 

Economic Circulation Effect

Currently, in the country, a fund of 250 million is a hot topic for discussion. Why? I do not know why because in my mind if government is fair and equal minded, they should implemented a good system to improve national resources to be fully utilized for every one in the country. Not only for few people.

Let us imagine, if 250 million can use it for people does it bring a better effect for nation economic. Is it can help country improve the monetary circulation? Does it fair to others whom have same status like few people ? Few people are enjoying the resources but they can't (That is about 13 million people who have same status like few of them in the country). Of course, those who not have such privilege should not claim unfair because maybe government can said that is special allocation to special one. Actually no one angry about the privilege status but it should be fair distribution to everyone of them.  Everyone will happy because the circulation of asset fair and it automatic or indirectly improve the economic. Not like the above said case become low density effect on circulation.Let us imagine, if one day I can lend such money and use it as fixed deposit to earn interest and after few weeks refund immediately. The effect is next month I can have more money to spend. And so, the people who receive the loan from my refund also can do so. I do believe the effect definite better than now..
We also can imagine if someone receive such loan use it for acquisition, at least can create more position of employment rather than few people only receive a high amount of salary.
Of course, the argument point is government could claimed that is long term project for improving lifestyle of population. What so ever long term or short term, the distribution already bring bad effect on that and 13 million people are wondering why can't government select me as investor. So, maybe they prefer 250 million equal distribution to all 13 million people, at least such can bring economic/monetary circulation faster with good effect.  
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