Sunday, December 28, 2014
Sunday, November 16, 2014
三思
当一个地区給某一部份給申请外勞准証佔居时,擁有者是不是还要不要为了更多租金而犠牲了生活環境。不要忘记他们總有一天把賺到的錢移走,而留下一大堆垃圾等待擁有者收拾。就好像那所謂未来的有錢人,制造某一程度麻烦最后泰国把他抓了,也把手上騙來的錢交给泰国了。其实這种游戏大部份都知道不正当不过要博一博自己不是最后一个拿錢出来的人。同样的道理在股市追高价也会發生,就希望自己買到的价格还会再上去.
Friday, October 10, 2014
where my stock?
A good song, share with you. Time from day 1 to end day, Where is your stock? What's the price?
門前老樹長新芽 院裡枯木又開花
半生存了好多話 藏進了滿頭白髮
記憶中的小腳丫 肉嘟嘟的小嘴巴
一生把愛交給他 只為那一聲爸媽
時間都去哪兒了 還沒好好感受年輕就老了
生兒養女一輩子 滿腦子都是孩子哭了笑了
時間都去哪兒了 還沒好好看看你眼睛就花了
柴米油鹽半輩子 轉眼就只剩下滿臉的皺紋了
時間都去哪兒了 還沒好好感受年輕就老了
生兒養女一輩子 滿腦子都是孩子哭了笑了
時間都去哪兒了 還沒好好看看你眼睛就花了
柴米油鹽半輩子 轉眼就只剩下滿臉的皺紋了
門前老樹長新芽 院裡枯木又開花
半生存了好多話 藏進了滿頭白髮
記憶中的小腳丫 肉嘟嘟的小嘴巴
一生把愛交給他 只為那一聲爸媽
時間都去哪兒了 還沒好好感受年輕就老了
生兒養女一輩子 滿腦子都是孩子哭了笑了
時間都去哪兒了 還沒好好看看你眼睛就花了
柴米油鹽半輩子 轉眼就只剩下滿臉的皺紋了
時間都去哪兒了 還沒好好感受年輕就老了
生兒養女一輩子 滿腦子都是孩子哭了笑了
時間都去哪兒了 還沒好好看看你眼睛就花了
柴米油鹽半輩子 轉眼就只剩下滿臉的皺紋了
Monday, September 29, 2014
無懼世事變改
股友们永不言敗,往往期望自己可以成为股神。無懼世事變改,只需知道有勇氣就会覓到幸福,
軟弱后會再有氣慨,別連累你對我失望.(低价快点回彈)。
從無回头望也不会定論什麼, 數百個陌生人也沒身份和也沒資格 阻我理想. 跟處境比賽 命途沒法割愛。
軟弱后會再有氣慨,別連累你對我失望.(低价快点回彈)。
從無回头望也不会定論什麼, 數百個陌生人也沒身份和也沒資格 阻我理想. 跟處境比賽 命途沒法割愛。
Tuesday, September 9, 2014
故事
小强喜爱賭,从博彩游戏到股票,賭到沒天沒夜。有沒有胜,当然有过,不过輸得更多。在各种各样的賭博游戏的參予里,輸之后,小强綐会無奈說,为何在开始胜時而不停一下呢?
雖説賭和做生意是兩碼子的事,但比较一下龬鉄业的現狀,那和賭有什分别呢?如果説政策的影响但为何別的囯家的產品会比较便宜呢?是不是這本来是低成本的產品而本身的無能控制不了而失去競爭力呢?
就好像低成本的衣服冠上了品牌之后而賣出的价格多出十倍呢?所謂的高貴品味是失𧗾价格的賣点,龬鉄能這样生產嗎?
銀行家也賭,股票市场也在賭,賭龬鉄业的起死回生。那小強就用這籍口來継續賭。小强忘记了,在每一个企业里面,不是你制造多少,人家就得接受全部你的成本加你定下的賺幅,就好像你所下注的馬兒給牠吃得好就一定能拿冠军。
管理層控制成本的能力主宰了你生產的制成品的需求和延績。市场上的价格往往是亜洲企业家的致命伤。就好像現在它们認油气和屋业是必然所賺的行业。如果全部跟風那和小强的賭博有何分别呢?
Friday, September 5, 2014
五分钟徒步走
每天在路上看见各种各样的汽车心里就会想,为什么不会看到只有一种尺寸的汽车。如果只有一种尺寸会不会减少车禍呢。汽车生產來个協议全生產同一尺寸大小一样的车而令路面更加寛,移动空间大了可能会把塞车減少。
再说如果馬路上全部是軽快鉄路。而从停止时至你要的地点只是五分钟路程,你还要駕车嗎?
習慣令人懒惰,而每天从車站步行五分钟去工作,再步行五分钟去車站上軽快鉄而回家,已经是十分钟运动人会不会更健康呢?
在股票巿㘯里会等那五分钟嗎?在最后五分钟的買入大手的股票可能会令您成为大股东而明天就是你主宰公司的未来动向。在五分钟里把手头上的股票賣完明天您就要离开公司而去。
再想一想你買入而自己決定不做而委任專才做,而賣完您不需要离去只因为您不曽進入那又如何离开呢。遊戲要看捨得不捨得,不应把遊戲当成您未来的步伐而最终您会享受這种乐趣。
Thursday, September 4, 2014
Annual Report & Employee
New rule enforce Malaysia PLC annual report must include percentage of type of employee data ( it means include of race of employee). Initially local media hold such responsibilities because in their reported news always highlighted what type of race involved in the incident. In the first place, they should tell international we are Malaysian mandarin language newspaper or we are Malaysian Malay language newspaper. Not like now we are Chinese associate paper. In the reporting they should said how many Malaysian involved in incident , not specific it India , Malay or Cina. Then nation start thinking we all Malaysian and so harmony start consolidate. We are all Malaysian just has difference lifestyle or little culture difference.
So. PLC should highlighted how many foreign workers compared with Malaysian and then analysis the total percentage wages have been paid out to local or foreigner. The percentage of contribution to turnover derived from local or foreign worker. It can help local government to well know the strength of local employee and then provide the suitable courses to improve their skill.
Forthermore, set a rule to compulsory PLC provide the testimonial to leaving staffs to help them to get better job. Enforce the PLC to issue such testimonial as practices and then set up a standard format for them to all the employee. That will help manpower market become more professional and meet the challenge from international. Government link company enforce such testimonial as ISO 9001/2 requirement then help employee well know what is their basic skill require in the working environment.
We should not blame anyone at current situation and government should not create another issue of blaming or enforce some company must employ certain percentage of difference race/ difference colour of Malaysian because all are Malaysian. The main problem derived from education system have wrong direction and emphasis the quantity of certificate. So, private institute printing the QE Certificate for market demand and so ignore the quality of certificate.
Government enforcing the testimonial system help to know what skill should provide in the school to help our new manpower easy to get the job. Based on the testimonial government well know that is it the corporate not given enough support to the lower range staff sufficient training and then purposely lower down the salary.
Corporate should well know of the basic jobs requirement in the business and then may not misuse/waste of manpower. If our mind still remain/set in 50an or 60an years ago to meet the current economic environment then we are worst and finally all population will suffer in the normal lifestyle with low pay.
Interesting are Annual Report content of Directors Remuneration but no one shareholders query on that as well as the SC also, What is the meaning for it? Is it allow the Shareholders or SC to stop them pay high salary to directors or certain percentage must fixed, like every dollar pay out to directors must multiple 2 times for human resources planning. So, we will know whether the directors are come to grab money or really assist company to growing up. SC should set up a rule, related party should not allow to vote on directors remuneration for related directors if the salary more than 20 times above of average salary for low range staff in the company. Example, if office boy and cleaner average salary is 1,200 per month, then maximum pay out for director is 24,000 per month (Inclusive of others benefit) to each director. If directors are related, sum up also not allow more than 20 times. More than that such full amount/every single cents must obtain the minority interest approval in the AGM. So, the minority will vote for directors skills and talent in the AGM and approval attached with set up the provident funds for training staffs or human resources funds must be established after the approval.
Example, 100 million remuneration for Directors then the human resources expenses scheme must have 200 million reserve or 200 million have spend through out the years for training of employee.
Corporate should well know of the basic jobs requirement in the business and then may not misuse/waste of manpower. If our mind still remain/set in 50an or 60an years ago to meet the current economic environment then we are worst and finally all population will suffer in the normal lifestyle with low pay.
Interesting are Annual Report content of Directors Remuneration but no one shareholders query on that as well as the SC also, What is the meaning for it? Is it allow the Shareholders or SC to stop them pay high salary to directors or certain percentage must fixed, like every dollar pay out to directors must multiple 2 times for human resources planning. So, we will know whether the directors are come to grab money or really assist company to growing up. SC should set up a rule, related party should not allow to vote on directors remuneration for related directors if the salary more than 20 times above of average salary for low range staff in the company. Example, if office boy and cleaner average salary is 1,200 per month, then maximum pay out for director is 24,000 per month (Inclusive of others benefit) to each director. If directors are related, sum up also not allow more than 20 times. More than that such full amount/every single cents must obtain the minority interest approval in the AGM. So, the minority will vote for directors skills and talent in the AGM and approval attached with set up the provident funds for training staffs or human resources funds must be established after the approval.
Example, 100 million remuneration for Directors then the human resources expenses scheme must have 200 million reserve or 200 million have spend through out the years for training of employee.
I do believe after someone read this post may scroll me like hell. Haha , I do not care .
Wednesday, September 3, 2014
企业和員工
一个有責任感的企业究竟是应该怎样的呢?是不是準時出工资就算是了。很多管理学大師已经出書和教督了。我不必要再说了。
其实一生中或者說工作了三十年的我,什么才是員工所需要可能可以談論一下。在上市公司里我们可以看到的是董事们的薪資是如何高。不要說要定下二十剖的限定。其实它享用的便利和福利也很多,就好像美其名外国看业务,所住的費用和交通费用已足够請一个或者十个的員工。还有的是免费的交通工具和修理費用,有誰敢在股东大会提出机制和制度來把資訊透明化呢?
所有的企业都有工作時间表,当這時间表用在董事或它们的親屬时也变的模糊不清。又有誰來理论呢?还有的是当企业有很多的子公司时,同时也用回母公司一样的董事们,也分配薪資。又有誰问他们怎样分配时间去管理呢?其实可憐是員工还被要求有所表现。那当然员工只是可領一份薪資而已但包括每间子公司的工作。美其名叫multi tasking or 多勞多得。
当公司业績表现良好时,董事们的薪資和花紅是驚人的。不过当公司虧損也不見得他们不領薪。員工们就要等著被栽或減薪資。
其实在生活中,我認識不少CEO ,往往看到在正常工作时间他们正在娛乐,美其名是談生意。
在上市公司已经這样子,私人机构更历害,大多数是股东的親友们在搞一家親的戲。不然就是週年晚会也是大家的联誼会,不是員工的慰勞宴而其实是股东们的家庭聚会。
当老公是員工和老婆是股东时,教員工听誰說好呢,把它合理时,老公会説税务问题所以編排老婆做股东,还会說一句他比税务專家历害懂得免税。
這当然不是问题但要投票或者更改企业时,问题一籱蘿。因为在法律上兩个在公司都是有地位。換那一个都有麻烦。还有的家庭成員的朋友在職塲走來走去。喜欢就來把公司当成百貨公司。
其实那以上所說对員工沒有太大的伤害。最大的伤害是員工们在他所処的崗位上是普通的,当业务續継时而員工是那种不希望進步的人时,那他可以終老,不过他不会幸福。永远是下層。
我希望的企业应该可对員工们学习生活的技巧。就好像一个送货員,最少要他们認識到运輸的重要性和怎样操作用最快最少的費用來运輸。或那一路线是必须的而以后在供应方面他將会至少是一个普通的専业,当他离开时最少也可以派報紙。職塲是生活所需而制造出来的,所以当人们歸去時或退下職塲时,職塲历驗就是个人所学习到以后生存的机会。
企业们时常說,員工是公司的資產,不过他们永远不希望这个資產有独立生活的机会,不然他们会認为您將离开他而去。而他们会煩惱。
有良心的企业会想当我的員工在職塲是沒人要时,就是我们沒有把員工的价值提升所以应该沈思怎样再培训員工而不是把他弄走,那时才可說我的公司是有企业良心的。
Monday, August 25, 2014
Choice
In your life journey, you may have a lot of choices, then are you regretted before? Like, when you are driving a car reach a junction so you need choose right or left road . So, when you are made a decision choose right way but actually you may need more energy to drive through that road before reaching your destiny .
As far as I concern, during the choices in front of me I may wrong choice. And when I was young I felt regretted . But now I take it as normal . Because if I insist the way I had choice was wrong then make me confuse whether I should turn back again the same way , it may cause me more time but the end of the result I may also wrong. That's my though only no really may come true . To identify the true or false that is need a lot of scientific testing . Life is so short. Talking about the investment you may have a lot of choice . Buy shares or sell it or buy derivative product to minimise the loss.
But must remember first choice is wrong mean everything is wrong. Then use how many way to rectify is wasting your time . Cut it and then start again maybe is Breyer choice .
Tuesday, August 19, 2014
一个小故事
一个老人無聊的咖啡店里 和我說的小故事。他説有一个森林里有数不盡的資源,不久就吸引了無数的強者進跓,那些强者來來去去,最后也放弃了。那时森林的霸王獅子就組織䏈盟來統治了這个森林虽然有反对聯盟但是或者当然没有遇到沒什么挑战。一晃五十年,当时小白兔们开始一个想法何不換另一个做做看。当这种想法𥲑延开时,就在某一年就給了獅子聯盟一个打击。這种想法一再也在下次傳开,也保持了反对聯盟的資源。其实在反对聯盟里有一隊是魚,一隊是狼和狐狸,一隊是鳥。狼和狐狸是从獅子聯盟逃避追捕而組織起来所以它们的生活方式也同样学习以前的模式。在三种不同生活方式当然免不了会有不同的看法和想法。魚会説我们要把各种各样的生活方式根据美人魚的方式。吵了一陣子,鳥説每个人有自由的權利但別种动物批评它们就会堖火了。狼和狐狸还是为了誰做大而爭吵。不过狼和狐狸把鳥玩弄的無可奈何。而魚就説狐狸是好的,可以做的话継續做下去。狐狸的支持者也包括了獅子们,免子们儍了眼,为何会这样?
老人説到这嘆了口气,說就算狐狸是好但住在狼隊里那会有好結果呢?免子更可憐为了更好但無形中又製造了更多的怪物也要長久養它们怎么办?但我自己相信历史会重演,三国演义就是合久必分的結果,也是为了利益而三分天下。但苦了無数的人民,如果人民可以自律於法而不要領袖那才会改变一切但人类能嗎?
說到上巿公司的上巿和下市,究竟是商业計劃还是为了某一个人的利益呢?个人追求盈利本来是保本只因为通貨澎漲。但是往往給某一些事混浠了。所以在馬股sumatech 或pdz之间您会選擇那一个呢?
Friday, August 15, 2014
老了怎样办?
当老了时,手上的不动產起价了。是不是很高兴。可能是三十万起到六十万或者是五十万起到一百万。当以上兩个价格在市场出现时您是不是会以上面的价出售。再想一下是不是賺了很多。如果您再仔细想一想再和身边的必须品的价格比一比。您其实沒有賺到。当然不是綐数相較。只是拿起了几个百分比來比较。
在二十年前的食物价格足足起了五倍以上。那不是屋价可相比。还有的是土地价格也比屋价貴了几倍以上。所以如果是平淡生活,祈求的是屋价不起因为小販門才不会要起价來買一间屬於自己的屋。在想一想每年的通漲是三至五。加起来是驚人的
人们一定会为屋价大起而开心。不过要祈求下一代不要为買不起屋子而伤心。孩子们買不起只因为您要賣更貴的价格。所以在老了要自己有錢过活而孩子大多数養不起您们。
Friday, August 8, 2014
港股
美股市調整时,港股在二十三千点至二十四千点浮动。那代表了什么?为何它反而比上半年更好?是不是因为中国走出去的政策而有所影响呢?
在這样的理论下,股市的走向是不是很容易推測。
再说一个假像当人们以为駕車是很普通的事却沒有知道那是一个不容易的技巧。您可问一下有誰愿意在重工型工厂工作。那是一部份人的最后撰擇。在工厂成为技巧高的人員不容易。要小心谨慎,不然就易受伤。駕駛一辆車更加不容易,它要眼觀四方还要很多小技巧。精神要集中。当您沒有以上的條件而駕車。是把別人的生命操控在危险的动作。当(理所当然)的思想盖过一切就把它当作必然性,股市就会把您淘汰。因为您枉顧別人的感受也伤害到別人。所以国家以服务业为主要收入而跑在人们的前面,那是会容易形成泡沫。USA & ICEland 就已经发生。
在這样的理论下,股市的走向是不是很容易推測。
再说一个假像当人们以为駕車是很普通的事却沒有知道那是一个不容易的技巧。您可问一下有誰愿意在重工型工厂工作。那是一部份人的最后撰擇。在工厂成为技巧高的人員不容易。要小心谨慎,不然就易受伤。駕駛一辆車更加不容易,它要眼觀四方还要很多小技巧。精神要集中。当您沒有以上的條件而駕車。是把別人的生命操控在危险的动作。当(理所当然)的思想盖过一切就把它当作必然性,股市就会把您淘汰。因为您枉顧別人的感受也伤害到別人。所以国家以服务业为主要收入而跑在人们的前面,那是会容易形成泡沫。USA & ICEland 就已经发生。
Friday, August 1, 2014
不容易
在投资市场里,大股东有二十巴仙控制股㩲就夠了,因为他们在委任董事有很大的影响力。当他们有執行權时就可以慿着一个想像把公司的資源放在一个項目里。有什么好処呢。当他们喜欢時可以制造很多供应商來給新項目,也可以把家庭成員請进去白拿薪金。有誰可以阻止他们呢?当然生意好时也可以把它私有化,用很低的价格买。所以不要相信为了更大的发展而上市。如果真的, 有关当局应该限制大股东儿子以自己的股权把他兒子或女兒(她)引进董事局。那是把养孩子的责任交与大众。当然我们也不应该把人材浪费,最公正的做法是那孩子应该在股东大会面对小股东以爭取大家的支持。不是老爸把它送進董事局。所以当公司以后有困境时也不会把責任丢給二世祖。再想一想如果我老爸有錢和擁有上巿公司我也不要接手。因为人生短短几十年又何必弄到自己這样麻烦。
在不平等的條例下和天下没有free 的午餐。不容易的是要懂得(看的开)。
在不平等的條例下和天下没有free 的午餐。不容易的是要懂得(看的开)。
Write up a post means crashed????
Last two days just started to write something at here, not much intention but just feel bad. But today market start clashed. Why? Is it any related? DJ hit 2 times above 17,000 points but seems like slow down the move, hardly back to 17,000 in the short while, Hong Kong Hang Seng covered the up trend because first half of the year was weak. Two market in the final week of July given us 2 difference direction. Does it wanna to hint something to us?
Just forget about the co-incident, that is not my fault because I am not god and can't predict the market trend.
In the developing of smart phone makes the mobile apps become popular in the market. What is the next trend? It also make Amazon.com decided invest more on apps and make current session registered the profit lower than previous. Unreasonable offer price for merging and aquisition of Facebook, Google, Baidu as well as Alibaba make the market confuse. How to value? Based on what basic to value?
A good investors would said, Fixed assets price is movable and hardly to identified with right value, so that use it as valuation is not sharp for investment. Based on interest rate/based lending rate would be more accurate.
I-PHONE soon launching a new product and why they can continue make the same product with only little bit add-on features. So, is it a guidance to market if got one successful product, Please do not put in good things for first launching. So that you can multiple your profit in the future.
Market need some base to landing and looking for new direction. Like a worker need rest then can continue contribute the effort for future. Why your are want like a machine non stop production????
Just forget about the co-incident, that is not my fault because I am not god and can't predict the market trend.
In the developing of smart phone makes the mobile apps become popular in the market. What is the next trend? It also make Amazon.com decided invest more on apps and make current session registered the profit lower than previous. Unreasonable offer price for merging and aquisition of Facebook, Google, Baidu as well as Alibaba make the market confuse. How to value? Based on what basic to value?
A good investors would said, Fixed assets price is movable and hardly to identified with right value, so that use it as valuation is not sharp for investment. Based on interest rate/based lending rate would be more accurate.
I-PHONE soon launching a new product and why they can continue make the same product with only little bit add-on features. So, is it a guidance to market if got one successful product, Please do not put in good things for first launching. So that you can multiple your profit in the future.
Market need some base to landing and looking for new direction. Like a worker need rest then can continue contribute the effort for future. Why your are want like a machine non stop production????
Wednesday, July 30, 2014
Why claims burst of shares market?
A lot of prof said, market seems to be heavy adjustment. But after LEhman brothers case until today already five years or maybe more than that, that is nothing happen on market and more of them hit new high. German new high, Malaysia new record, England and USA higher than financial crisis.
About A YEAR never talk thingy at here, because seem like market got so much of genius, So I better keep quite ate here. Is it economic bubble is there? The meaning of life now under discussion by most of the super hero, than there make the thingy move faster than normal. You and me can feel the IT everyday new and push you and me spend more on that.
Bubble created by you and me, when we chase something and then the manufacturing does not support in the demand period than thingy become expensive in the short period. So manufacturer or developer make more to satisfy us. Until one day we no more strength to chase and grab it, then bubble is bursting until back to normal.
Talking about the vacancy/jobs in the market, hardly to know where is suitable place for you. Now, data protection act applied and JObstreet value the data of me and you sell it at 1.7 billion. Why our personal data can sell such high value. Is it we are entitled to claim from that???? The function of the matching of employee and employer system not value much, but the personal data sold become valueable. Why not one civil government said that or a politician table the new act for ordinary people? Like what apps, because of multi-million of users then become value and take over by facebook.
Law PROTECTED privacy, but the business transfer of data from one to another without any one of the customers' consent/agree. So, privacy become nonsense. Today A working in ABC Bank, President be a client of ABC bank. So A well know the data of President. But after a year, ABC Bank sell the business to DFE Bank, Then B well know the data of President. So, Privacy become meaning less. The operation people provide such info to sales and admin, then sales and admin to convince client to advertise at their web site to earn money. Haha!!!!! Funny people funny world. Got act to protect but everyday sell data to earn money become ordinary activities.
About A YEAR never talk thingy at here, because seem like market got so much of genius, So I better keep quite ate here. Is it economic bubble is there? The meaning of life now under discussion by most of the super hero, than there make the thingy move faster than normal. You and me can feel the IT everyday new and push you and me spend more on that.
Bubble created by you and me, when we chase something and then the manufacturing does not support in the demand period than thingy become expensive in the short period. So manufacturer or developer make more to satisfy us. Until one day we no more strength to chase and grab it, then bubble is bursting until back to normal.
Talking about the vacancy/jobs in the market, hardly to know where is suitable place for you. Now, data protection act applied and JObstreet value the data of me and you sell it at 1.7 billion. Why our personal data can sell such high value. Is it we are entitled to claim from that???? The function of the matching of employee and employer system not value much, but the personal data sold become valueable. Why not one civil government said that or a politician table the new act for ordinary people? Like what apps, because of multi-million of users then become value and take over by facebook.
Law PROTECTED privacy, but the business transfer of data from one to another without any one of the customers' consent/agree. So, privacy become nonsense. Today A working in ABC Bank, President be a client of ABC bank. So A well know the data of President. But after a year, ABC Bank sell the business to DFE Bank, Then B well know the data of President. So, Privacy become meaning less. The operation people provide such info to sales and admin, then sales and admin to convince client to advertise at their web site to earn money. Haha!!!!! Funny people funny world. Got act to protect but everyday sell data to earn money become ordinary activities.
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