Wednesday, September 21, 2016

为什么?

关于選委会提议,看了几篇社論和政治人物的説法,不明白为何沒人提议另外的方法,还是說來說去我们怕輸。
各位大人物应该反省一下,为何怕?别族群不喜爱你只因为你只是很高級的,但永远達不到他们的基本要求。
這就好像高級照相机賣了几万台但再也賣不出去了。但自动的却永远有市场。因为人们去旅遊当然需要留下回忆。如果对焦不准而失去了記憶和留念的价值誰愿意付錢而自討苦吃呢?那管你如何高級永远是收藏品而不会令大衆喜爱的。
在为何,为什么之下?司马昭之心路人皆知。又何必說了一大堆而不去面对困难而改变呢?
Blackberry 就是高級平台但iPhone 却高級又实用。就好像他们推介时説你擁有iPod 就有了thousand songs in your pocket。拿了iPhone 就是电脑平台而可聯絡全世界也可做許多你認为值得記錄的照片。
在馬股里誰做了很多呢,只有Nestlé 而已,利用產品支持运动。其它不是不做而永远不到位,因为想到的是一定要立刻有利益。
Über 和Telstar 还在虧但誰不知總有一天你可能就要接受它,只因为'方便'和'公道'。
做產品千万不要強調你說的它很强,只需給人们知道這產品可幫你解决你的困难。那又何需請一大堆顧问呢?
所以沒有为什么只有为何。

Thursday, September 15, 2016

知不知道

当你还在公司里做30年前同一事时,领的薪水是当年的一倍时。其实已经overpaid。自己价值没了还不知道。所以怎样去衡量别人公司股价和价值。在最近几年几间有品牌名气的公司就这样消失了。Nokia & Olympus 就是例子。有誰知道誰是下一个呢?
所以可能你并不知道股价的起落是几时。但你会可能知下
一秒在自己身边所要发生的事。可能是痛苦的滋味或寂寞的滋味或思念一個人的滋味,也有可能是快乐和喜悦的滋味。
想一想当你去銀行借款时麻烦,美国的peer to peer lending club services 已经开始了。可靠嗎?不知但肯定是另一个金融改革已经开始了。銀行会消失嗎?不知但肯定的說金融业一定会减少人手的。
阿里巴巴的支付系统最主要的利益在于现金流。当你把錢放進时,您可能还没用到但支配者已经在你睡觉时在西方国家大買特買有价值的東西。所以区区的低佣金只是幫他们支付系统的費用。
Warrent buffet当初看中保險业就因为现金流加上时机也賭运非凡,沒有買上賠大本的公司。也可能现金充沛,買了又買總有几次買对了。不用短期頭疼沒錢用也不用看銀行的白臉。
說到底在未来你的工作能力可配合改变嗎?可能现在是明星但以后价值还在嗎?看一看以前明星运动员们的今天或以后,可能您会明白多一点。有些成功但多数已经沒落了。沒落是因为不肯改变跑道或不肯学习新的東西,还在妄想輝煌,下㘯就是可憐。
当然我本身沒資格去教人家怎样做但隠隠約約体会了一点点。所以不去計較工作的性質而在乎可不可以生话下去。


Tuesday, September 6, 2016

可怜的人必有可恨之处

Most of the people crazy about the award, actually you must try hard be civil servants, that is much more value then you gain a medal from Olympics game. Why? So, I suggested be a civil servant maybe you can apply a free home from government or at least can get lower interest rate, be a civil servant although you pay tax but actually the money you received that from tax collection. So, just work for discount if you earned high paid from government.

After a few weeks, we can see someone received offer a house but someone not even have although the medal is same color. As a same nation of Malaysian but received the awards is totally difference. State government proposed another type of scheme, central government also can't stop it. Is it we should have a foundation to collect all the donation or award to distributed it equally? I really do not know and not understand why unfair can be so obvious.  Maybe like a private company, difference company offer the difference salary to employee of the same position. Is it fair? Government always said we must set lower income for worker but how come not set a ceiling of salary to CEO and Directors. Maybe they said this will kick off talent. But if there is a talent, are they wanna accept be employee. Of course the answer is NO. 

Public listed company distribution of dividend maybe apply the fair system, all consistently paid at par and equally. If the salary of related parties of directors or major shareholders also can ask for approval, that is much more better.  Now, mother got salary, father got salary and house maid also got salary from listed company.
By the way, now market analysis become worst. Everyday assume AirAsia sell company can get special dividend or keep on talking about the FGV stocks but no one dare to criticized them  when the step/move is wrong.
Or maybe said Genting could produce a new medicine to cure some disease so the value of company must be higher, but finally the said product not meet the specific requirement then ask people sell. That is all speculating, somehow they still claimed they are long term investors. This all discourage innovation as well as forget the fundamental of the company. Speculating way hardly be classified is not good, but should not spread it out to public. Own risk own care about it, don't through it out to people to shared with you.
Now, value a company not even see how many contract had been awarded to them and also the contract is it awarded by related parties. And we should also value the high management's ability as well as their style of management. A dream created by brain, a dream support by ability, a dream support by strength of people, a dream support by hard working. 

The list of prize United States only offer around $25,000 for winning the gold, $15,000 for silver and $10,000 for Bronze  while Azerbaijan award $510,000 to the winner of gold,  $255,000 for silver and $130,000 for bronze.



Highest cash rewards paid by different national Olympic federations
NO#COUNTRYGOLDSILVERBRONZE
1SingaporeS$1 million (US $757,000)$370,000$189,000
2MalaysiaA solid gold bar worth (around $600,000)$300,000$150,000
3Azerbaijan$510,000 (shared by athlete and coach if any)$255,000$130,000
4Kazakhstan$250,000$150,000$75,000
5Thailand $314,000 (over 20 years period)
6Philippines $237,000 (over 20 years period)
7Kyrgyzstan$200,000
8Latvia$190,000
9Italy$189,800$95,000$50,000
10Uzbekistan$150,000
11Belarus$150,000
12Ukraine$150,000
13Russia$180,000$90,000$45,000
14Australia $126,000
15Tajikistan $63,000
16France$65,000
17China $31,400
18USA $25,000
19Germany $19,500
20IndiaRS 1 Crore ($150,000)$80,000$45,000
21BrazilAround $11,000 for every medal regardless of the color of medal (every memeber of Football team will get $100,000 for winning gold)
22SwedenNo cash prized for winning medals (Sweden Olympics committe supports athletes from 6 year old to all the way professional levels)
23United Kingdomno cash prized awarded by Britain’s Olympic Committee
OTHER COUNTRIESAlmost all the countries award cash prized to medalist in so

Monday, August 22, 2016

工资,獎賞,股息

在如火如筡的奥林匹克説再见时,看了运动员们努力的成果,胜利或輸了在个别人心里是不同答案。可笑的是局外人的看法,林林总总。A説应该給一些奬利給得到獎牌的人,B說我也給。变成了奬賞不一致也達不到公平的準則。但得獎运动员们以前的努力誰和誰在那里呢?还有那些还在努力的健兒们,他们快乐健康,誰去关心他们。這就是基本沒做好也代表了永远沒有世界冠军在這里誕生。
股市里的冠军是每天在变,但有些公司就認为做產业可賺,就一蜂拥而上。永远是跟風的公司肯定了永远不是冠军,他们成就了某一行业很熱閙但永远不会產生世界冠军如google,Facebook ,apple和Toyota .
有誰知道运动员们以前有努力的做好每一个細節來面对以后的挑战。那些細節所需的时间,資源和努力还有汗水和傷痛。A或B永远不知,他们只会利用人民的資源去獎賞自己已经很努力也得到世界肯定的人材而忽略了有天份还在努力爬上世界舞台的人。所以很多人材从期望到失望而最后放弃。A或B们只要人民们知道他们会獎賞,但有沒有问过交税的人民嗎?当然税民不介意獎利对国家有貢獻的人,但想问的是那默默耕耘的运动員或某一領域的人材A或B会如何做呢?而令他们有所做为,所以中国的李xx才会説如果是他教馬來西亜早就有世界冠军了。我不認为是李xx历害,却認为中国的运动員制度造就很多冠军。如果有一方願学习有一天我们也会有世界冠军的。

Friday, July 29, 2016

不必担心

在這資訊发達的时代,每个人都会收到許多消息,当然里面有正面或負面。訊息越快代表了改变越快。所以当你收到某个地方动乱,开鎗,重大意外,災难,或領袖上台或下台时,不必担心难过。
其实大家想馬丁路德(Martin Luther )的思想理念至到現在用了多少年呢?其间美国人經历多少呢?中国二千多年的历史又有多少磨难。 現在已经是越过很多国家了。我相信這兩个国家里在那段时间不会少了死人和災难。
他们沒有沮丧而沒落也沒因此消失。就好像上市公司的上市下巿就令人多点机会。所以負面消息說Nokia 电话破产,那就代表了智能手机成了替代品.所以只有更好替代了舊或不好。就好像数码替代了菲林。
一个时代的改变需要时间和耐心 ,同样買賣股票也是一样的道理。