SHARES INVESTMENT

How to know who is corrupted

2012-01-29T19:11:00.000+08:00

We can invite officer to one of the develop city to carry on the investigation rather than sitting at office just dreaming. They easily find numbers of youngest living luxury life style in the said country. Follow by the question who giving them such money to spend. Finally, not only can find some one been corrupted and so also can know who never paying the taxation. A lot of people said in the country we had so many rule and act to protect us. But you and me well know, how many really executed and effective.

If officer just well know checking the employee income and enforce the tax on them. Why can't they spending some time visit the shop lot. He can easily detect some one never paid a single tax but living in rich man style. The people under employment although short reporting or paying less than normal, but at least they have been fulfill as tax payable. So many high income people hidden behind and in their life time they never pay a single cent of tax. Is it fair to ordinary employee?

Government always claimed that the subsidy given not appreciated by population? Why? Because the big beneficiaries are those business man. Every kilo of sugar subsidy absorbed by government the difference goto business man. So, why we should appreciated the subsidy? Because they never help us at all.

The Government officer never applied such rule to control the misuse of subsidy. Their duty is distribution the subsidy and do not care about the subsidy go where. They duty is spending out the budgeted figure and so can relax at office. So PM always wondering why the subsidy does not effect and so can turn it as support by ordinary people.

What will happening?

2011-12-13T15:30:00.001+08:00

One day if you are playing currency trade by future contract and out of sudden the Euro Countries decided to stop using euro dollar. You have done a contract buy in USD and sell off Euro dollar. What will happen? I really a bit confuse. Because you have sell off euro now and then you should buy back to contra. Who are going to provide you euro money to buy back. Wondering!!!!!!!!!!!!!!!!!!!!!!!!!!!

Is it means that you can earn extra on the zero value of euro dollar? Is it a false note in the market allow to trade? If the above prediction one day come true, any one hold the responsibilities? or as an investors we should bear own losses?

No one dare to recognise such situation going to happen. Because everyone turn around to escape the responsible. Some countries trying to show the power of control some others escape to be there. Who is suffering? Why these ordinary people still allow them play such game?

Oil -USD 250, OIL PALM - RM5,000

2011-12-09T10:54:00.000+08:00

Before 2012 year arise, Now I am playing a trick and so predict next year oil can hit historical high, my target price for crude oil is about USD250.00 and palm oil can see RM5,000. So, are you going to invest. Next year gold and others mining will hit down like mad although there is a war in middle east countries.

There are few reasons to support my view:-
a) US should reduce the budget on investment of defence military force.
b) US face the debt ceiling pressure, so they need to cut budget but politician still happy to deal with weapon distributors. So, they need to use some way to reduce in hand stock of military weapon to enjoy the new order.
c) The supply of oil impact by instability of politic in middle east.(Libya & Egypt). No one care about the oil assets in the country because no one party can ensure the supply chain would not destroyed by someone.
d) Wall Street investors felt worry about the share investment. So, now already started to accumulated some future stock in hand. If the profit margin does not hit double I think they may not interested. So, based on the average price in year 2011 about USD90. It can be easily hit up to 180 and so speculating follower will help that to touch 250.

Malaysia can not enjoy this super rally although we have palm oil supply but most of the gain erase by high inflation and subsidy policy. Based on the above view, what stock we should invest in the coming year?????

A Good Hard Talk in CNBC

2011-11-25T11:30:00.001+08:00

Yesterday, CNBC got a hard talk among of few economist. They had advised Government should not put in money into Banking system. They should give the money or settle the debt for ordinary people who owe money to bank. So, immediate effect is every tax payer reduce heavy burden on interest plus principle and so indirectly assist bank got enough cash flow liquidity.

That is ideal method because the effect every consumer increase the spending power and so corporation can invest more with more recruitment. I do believe if every one has spend a dollar into market. The subsequent brought 10 times of cash flow into liquidity.

So, why government still wanna to select bank as rescue party. That's politic agenda with total ignoring ordinary people benefit. You can refer to senator of USA, every one having more than 60 million dollar wealth and most of the assets have been invested into financial instrument to maximum the return. If Government select ordinary as rescue party, they hardly earn a single cent. Finally must agree the bond which was invested must reduce more than 50%. The assets reduce heavily with zero return.

If the above circumstance is true. The occupy Wall street should use it as main theme to fight rather than now just sleeping at there for nothing.

Is it Need to prohibited Politician Family step into business?

2011-11-21T12:04:00.003+08:00

Recently a stock shut up crazy. Because market player believed someone have power should be able to granted to his son have more resources to expand the company. So, is it Bursa did somethings on that. Market analysis keep on advise please do not involved such speculating. That is not fundamental stock and so over value.

In the first place, why government never enforce a law to prohibited. If some one have own higher power, the relative should not able to gain any direct or indirect contract to any relative. Current crisis happen in the Middle East Countries had guided us a very good example. Why we still wanna to repeat?

Most of the higher level position person in the middle east control all wealth in the country. So, now the Revolution kicked them out. Subsequently the whole country continue unhappy and it could not back to normal as before. Such conflict of interest made everyone suffer. It does not give me and you any advantage especially who did not involve in share investment game. Of course selfish people do not like my comment because if their investment can't give them any yield. They will start blaming.

Yesterday I had read an article, he said every things are the wealth. We should not narrowly aim for money only. Health is your wealth. Steady career is your wealth. Family harmony is your wealth. Peaceful staying environment is your wealth. That's right.

Market can't provide any steady income in the next two years. Because this virus call "loss confident". No one can earn any capital gain from any stocks if you keep such stock more than 3 months.

Why U wanna keep customer database?

2011-11-17T12:50:00.001+08:00

Like Digi, Maxis and Celcom they keeping a lot of customers data base. This all is their extra income and they used it to cover their upkeep & maintenance cost. How they earn? Where they from? Like Bank need a lot of customers information to do collection, recruit the new customers and promote Bank products. So, The telecommunication sell this information to them.

They do not care about user feeling. Act never prohibited them to do so. As an user, actually you are stand in the open area and allow someone aim you as target. So, sometime you may cheat by corn man. Because if you can sell one information into market means you are actually start spread over the information to others.

Similar we use Facebook upload some picture for fun but someone misused it as weapon and so attack you in the cyber. Do you have such bad feeling, just like in the open area take a bath. Who can stop them? If local authority smart enough, they should control it in order to prevent someone misused it. Or maybe force them donate such income into charity funds.

When they sell it they never fear but one day the celcom, telekom & Digi 's CEO information accidently transform to someone. They may feel it what other people fears.

I am a hawker

2011-11-15T10:04:00.003+08:00

My profession is a hawker. So, please do not blame me if I am writing anything wrong at here. As a simple man, I never expect someone give me any good credit on my English Grammar. So, if you can't understand What I am trying to say at here. Just don't read this blog. My English Grammar from Alien................ HAHA..

My job can't give me a comfortable life. So sometime I am a bit desperate. Just wrote somethings for fun. Of course sometime it could make a sales man do not happy on me.From poor family I do not know what is college life or university life. I also never spare my time enjoying after my high school. In my 2/3 life time all is working

Friendly speaking, I do not know how to use " Could be", "Can be", "Won't", "Would be", "Will be" in the sentence. Not only that I also do not know write a sentence with good grammar. Like investors also always confuse whether should buy in penny stocks or fundamental stocks.

Perhaps I am just an ordinary people. So many things in the world I do not know and understand. Like module or atom or science I can't tell you how to differentiate it.
With lack of language of me, I must read more than others. Of course I am respect those with strong written skill. They easily write an article and publishing in the media. But please do not used good English grammar cheat people. Like always highly recommend one stock with self interest or receive some money to promote a Bad company's shares. Maybe i am not good in English Grammar but I have never receive a single cent from any company to promote someone.

Are you have some penny stocks?

2011-11-14T10:15:00.002+08:00

Those analysis now panic. With the current rally of the penny stocks, they had confused. So, in order to stop such stocks give high return yield. They must do something. In the local media, they claimed that those stocks without any fundamental value support. But some time they have forgotten those stocks actually being recommended by them in the past.

Those analysis report give to trust fund manager in advance before publishing into market. So, they can earn higher than ordinary people.. I do not know why SC and Bursa never question them at all. Such authority just blame on someone who keep those penny stocks from the past and now consider as unusual market activities. I am still remember a counter namely "Transmile" is the one which have been fully recommended by those super analysis. But finally the earning and turnover is "False".

The market force also discrimination on bad performance company. As an responsible analysis should given their experience on those company which would have lose direction instead of just recommend " Hold". Sell or Buy. It is similar like a sales man selling the products..

What is my ability

2011-11-11T16:32:00.003+08:00

Referring to dictionary, the meaning of “Ability” – a power can handling problems, skillful, and knowledge.

Recent decade we can see some genius appearing in difference industries. Like, computer/IT industries Steve Jobs (founder of Apple), Sengery Brin and Larry Page (founder of Google), Mark Zuckerberg (founder of Facebook) and Bill gates (founder of Microsoft). With their innovation ability they have created some new theory in IT and so such new technology had completely changed entire human lifestyle.

In the natural Science, famous scientist Newton, Edison and Nobel with their ability to create, explore and identify some theory for us to understand more about the circle of natural.

Pablo Picasso, a famous painter and artist. Entertainer, Lady Gaga, Beyonce, Madonna or Micheal Jackson, they all are international superstar. Politician namely Mao Zedong, Tun Dr. Mahathir, Dato Sri Najib, Obama and Tang Xiao Peng, they all is a famous leader in their country.

So, so many famous people as mentioned above, please tell me who is the one owned kind personality become famous?

Sometime we need to have a bit power struggle to carry on our mission. Especially during country crisis affairs, we should stay firm and steady to monitor such crisis back to normal, control the killing dilemma spread over. Otherwise, the situation would go worst. So, during bad scenario is it be kind or please attitude can help you solve problems?

In a company, we have difference departments to carry the specific jobs in order to run the business smoothly. Now, let us identify some situation to describe whether we should have kind personality or we need to have certain ability to carry on our mission;

1) Marketing Department – if the marketing personnel with a kind personality of course he is easily become famous. But the process of making one person being a kind-hearted and likeable personality will only lead to waste if they don’t understand and have the good knowledge of the company’s product. Finally the client will only place their order with the minimum quality.

Obviously, we should consider what is the type of products we intend offer to clients. Normally, if we selling the products like Insurance, Unit Trust or home care products, we should bring along the kind personality with the details of the product during we offer. The harmony element on the personality like soft spoken, gentleman and caring is such a favorable attitude for a person should have. In the time of presentation of yours product, it need you familiar the product. So, well knowing about your product is priority element follow by sincere attitude and so easily helping you close a better deal.

2) QS Department- if QS do not have ability to calculate the quantity usage in one project. We should say he is disqualify. Because with the pleasant attitude or kind personality, he will easily convince by someone and so accept his comment to award the wrong contract to incapable people. So, HR should more consider skill of calculation than others and follow by honestly to recruit QS. So, he should be a person without any good manners but with strong ability to avoid company registered any loss in the project.

So, after some analyzing and summaries my little wild opinion, I have to say recruit a staff with the strong ability with little bit personality is very important. Because company cannot waste time to teach a person with specific skill but can easy guidance a person learn some good personality during the office hours.

What is Personality?

2011-11-08T15:46:00.001+08:00

a) First, In the enterprise/company, we should not create a standardize behavior as well as sample personality for all the staffs. Because I trust and respect every human being is a separate legal entity. They own a right “ to think”, “to act” and “ freedom”. Basically, we do not want to create a “robot” to work with us. Hence, a company should not set special rule control individual’s personality. Especially those who have some specific intelligent ability with a little wild personality.

b) Second, in the world we do not have such appropriate evaluate equipment to measure a standard personality for specific job. So, sometime we can see a person with good personality during normal environment but he has changed good personality in the crisis time. A good example has been happen in China. During earthquake happen in the sezhuan, a school teacher run away himself without brought any student together. He was told that is normal human being reaction. So, we could imagine during his examination he should failed in moral or ethic subject but in fact he was pass through all examination and so be a teacher. Is that any way identified a person with good personality? Is that good personality can keep forever in your lifetime?

c) Good personality may block innovation idea. Refer to Eastern Countries education system, we provided all answer for all question because we need to score high mark in the exam. On the other hand, Western Countries teacher ask student to find out the answer for question. That is big different between the two systems. In the western, school kids always naughty and disobey or maybe stop further study during high school level if he/she find out some new theory. That’s also can get supporting by his parent. Eastern education must have systematic with good discipline. So, we hardly allow a youngest stop his education although his is creative. Like if you have drawing comic talent and asking a support from home. Definitely will be rejected. So, parent requested you be good personality to obey as well as salute to them. If one day you are rejecting, you may classified as with inadequate personality. Is it corporation needed a people with obey personality? Is it obey personality can achieve high revenue? Is it systematic personality can create a good objective? If I am aware some mistakes occur during changing of environment. Should I keep quite because of guidance personality?

Based on above analysis and as my colleague mentioned just now. Those famous people in the world normally own a very special character. They are lucky enough and never block by anyone when they are executing the talent with their dreams. So, a surprising product/ theory appear into our world. Are you intends to adopt your expected personality into those genius? Or Giving them a special education of personality book for them to study?

Hence I dare to say there is not specific designed personality should adopt into company policy. That will block company employ a well ability people into the task. Leader or manager should well know about his staff personality and fit them into appropriate position for them to explore. Rather than inadequately assign them a simple job and claim them lack of personality. Like careful character should offer him an Audit post. Like who has destroying behavior should employ him to demolished the old building or dismantle the obsolete machine. Who have lazy character should ask him be normal routine assignment.

I do agree a basic personality should applying/adopting in the working field, like “good attitude to face problems, honest and faithful”. Of course that’s need time to educate them. At last, I could say ability is very important when you had assigned to carry the specific job. It is needed and compulsory must have!

A bit Dream

2011-11-03T16:37:00.003+08:00

A person with the kind personality, we can assumed that : -

a) He /she is a famous person.

b) He/she easy to communicate with others

c) He/she owned a wide relationship/ communication in difference industries or social affairs.

If I knowing him/her have such character, normally I will assign him as a PRO in my company. But If you wants to assign him be a CEO or leader into one company/country with full of crisis. You should able understand that has started a dilemma.

Referring to all cartoon series, kind personality welcome by those kids. Like Doremon, Tom & Jerry, Cinderalla or Ultraman, key person in such story with full of kind personality without failing to another. But everybody aware that is a story or tales. In fact, we should not take it so serious and applying into our social life.

Honestly, if you really understand the above said cartoon series. You also could found that Ultraman has super ability to fight with diagnasour, Jerry has intelligent ability to escape/run. Doremon has a magic pocket to draw some specific equipment to solve problem. Cinderalla is a hard working girl on household matters.

Of course as an ordinary human being, we do not have carry so specific ability. But, from learning or study help us to have certain ability to survive. Like, house wife can learn cooking skill to reduce the high expenses on daily meals. Husband can learn some carpenter/electrical skill to do some minor repairing/maintenance of household equipment.

As per my colleague mentioned, such historical famous person carried a strong ability to achieve, to explore, to develop, to create a new theory in the world. So, until today no one described them have good or kind personality in their success.

In my opinion, a staff with kind personality without any ability, he only can assign to do some designed tasks/mission. He is no creative and empty innovation idea, always use outdated information or lack of effectiveness because of too busy on social activities. So, we can predict his step of meeting the rapid changes of business environment is very slow. With a kind personality of him/her hardly to modify/rectify any leakage of company’s system to meet the current requirement because he/she more care about staffs’ feeling. And so, kind personality people hardly transform the bad situation. He can’t even transfer a realistic idea for necessary changing if in hand data is obsolete.

So after you has digest above little opinion. Now you should understand why HR department always face difficulties on recruit a person. There are always get blame by someone select a wrong person to fill vacancy. “Is it kind personality or ability suitable be a staff of the company?” This question always bring up for discussion.

Like, We always said we should “ Do the right thing” and “ Do the thing right”. Is it the kind personality without any ability can adopt such thinking into their jobs? They can’t perhaps he have good minded to do the right thing but he can’t do the thing right because of lack of ability. On the other hand, who has ability he can make the thing right and then show the right thing as good example.

Let me highlighted some example for reference. First, In the accounts department, if the kind person appointed be Head of Department with lack of ability. Staffs will not keep the report in time and such accounting entry may not fulfill the Financial Act requirement. Subsequently, the bad effect bring into cash liquidity and company stability. Proper procedure in accounting is must and necessary. Set up the proper procedure require a good skill/ability for monitoring.

Second example is Marketing department, with a kind personality of marketing staff normally he owned strong customer base. Because such relationship bring a sale person but such relationship does not guarantee him obtain the bulk order from customers if the sale person did not proven the quality of the products. So, the sale person should have strong knowledge ability about the market trend and convince ability to introduce company’s product better than others.

Honestly, I do not mind be a kind person but it should be applicable into “right time”, “right place’ & “right person”. So, normally such conditions can found in the family occasion/gathering time. Nevertheless, when I have such specific ability on special field I do not mind sharing the experience with others. It is better than always be a good friend during the assignment but the end results are always fail. It can easily created confuse and conflict.

At last, we can conclude if we have basic ability plus continues study some books. The kind personality and strong ability slowly will accumulate. But without any ability to absorb the new thingy or new theory, it can make you fail in your life. Because the kind personality need time to accumulate, it is hardly to learn and guide.

Why you wanna to pay so high remuneration?

2011-10-29T09:36:00.003+08:00

Some company have paid out high remuneration to directors. Are you agree that? Based on calculation, in Malaysia if you pay out RM1 million as directors' remuneration, means that the company should have turnover of RM33 million above p.a.to support because our local FD interest rate about 3% p.a.

If the turnover generated profit lower than interest income which derived from FD, it seems company held the high risk on investment or should consider cease the business activities and so the funds should place it as FD to maintain such high cost of remuneration. Otherwise, the cost of investment definitely higher than normal. So, ordinary people indirect convince that company business sustainable and also mislead someone thought company is performing well and steady..

Basis ratio like gearing or return on capital employed does not give a good reference for evaluation of company performance. From the annual report, if you use interest rate to compared with Profit after Tax on company performance. You should able understand more on current shares price is it really valuable for you to buy in because it has reflect the actual return of the company. If it is still lower than normal FD interest rate and so you found that the low turnover with high pay of remuneration. It means that the directors not proven their ability enough to the company. Because the say funds should place it into FD to secure the minimum return rather than you take high risk on investments.

Some company said that without the contribution from such CEO or directors. Company hardly to achieve so high turnover. But if you use such capital in hand invest into FD, the return is almost as high turnover. What is the effort have been contributed by such directors or CEO? Just a old man can do so and earn the same amount of profit. Why we need to pay so high remuneration to them?

Good Rally

2011-10-28T11:47:00.000+08:00

How long on current rally of stock market? 1 months or 3 months? Or these rally can last for 5 years. So, I do believe such Financial Analysis will table out their report soon. They will give you some historical data to support these rally. Those conservative Analysis will turn their previous point of view and recommend you are buy in and keep.

Honestly, These rally can stop a while somewhere in middle of next week. How long with strong rally. No data has been provided. So, if you are aggressive and worry miss the boat. You may face uncertainty on fluctuation of price.

How Much you can offer?

2011-10-23T18:27:00.002+08:00

If someone asked you to sell your in hand Osk Holding shares. How much you can accept the offer? Maybe 2.80, 1.80 or 1.60? Those analysis quickly set some price in the media to induce someone follow their price. They enforce someone follow how many times of NTA or NVA, that can help their gain somethings with their in hand holding.

As an ordinary holders, you have been confused by them. What should I do now? Accept or reject? Or maybe pray hard the deal won't go off. Actually this game you should avoid it in the beginning stage because the end benefit shall not deliver to you. If you so lucky hold so long in the past 3 years at lower price. You should take this opportunity run away. It may cause yours earn lesses if the deal price higher than your current selling price. but it won't bring you lose anything. A smart investors should not aim higher he should targeted average and consistence gain in the long period.

When You are not weLL?

2011-10-16T17:50:00.002+08:00

20 years ago, My mum was a hawker. Ours never think about employ a foreign worker to help us up. During that time, if yours family are carrying a small business. Most of the family members must involved on that. Now, when you are walk around to find some foods from the stall. You should noted most the younger disappear to help parent to do such jobs. Most of the workers are foreigners. Such foreign worker every year help their countries earn multi billion back to home to develop the country. Our country GDP also indirect helping by them. So , such feeling brought uncomfortable. Such like fall in sick.

In those development countries likes Euro zone and USA. They also do not have skill or semi skill people to save such cost. So, they are trying hard on develop finance instrument to generated the GDP. Ignoring hard working to earn a boil of rice. Such instrument created a gap in between of riches and poorer. The distance of unbalancing make 1% people enjoying multimillion resources in the countries. Such equipment also indirectly bring certain group of people pay lesser into social but enjoying most of the high end infrastructure.

The above trend now also happen in Malaysia. The Government continue encourage population employ low cost worker from Indonesia, Myamar and Vietnam. So that the cost of production lower but such businessman use it as weapon/excuse to ignore job opportunity to local people. Just indirect way kick off developing skill and semi skill people with good technology. So, there is no any incentive way to remain them stay into country for helping up of development.

When you are taste the food in front of you, you should able to noted 20 years ago delicious taste has gone. So that is a signal showed that our country need to continue give some subsidy to develop country. By the way, the subsidy amount partly has been pass it to foreign worker at here. So, Government so kind of it help other countries people survive with the same time transfer out our GDP to others.

So, Government compulsory extended the retirement age on that because the group of hard working people going to withdrawn heavily from local retirement funds. During the withdraw time from hard working people or oldest people, definitely the outflow will higher than inflow because younger do not know how to survive.

During the period of time, shares market may lost it heavily because of liquidation from local retirement funds. That time not only you are not feeling well as much as our country economic also must see doctor for diagnosis. When Greece happen such crisis, Government servant should capture some information as experience to ignore such story happen in our country.

Why they select dead way for us? Why we should happy a while and forever suffer? Please take note as at today our Government related Trust Funds or Retirement funds never registered loss since it has been established although World and Local shares market has lost/adjusted about 20 to 30%.

Are you need an economic book?

2011-10-11T11:25:00.000+08:00

Nowadays, a lot of people start take an economic book for reference. They are trying hard to understand more on current economic crisis. So, are you one of them. I am still remember when I took an economic start study for my exam, I felt loss because I do not have any good basic on my upper level of A level. So many graft into the syllabus and it was totally confused me.
Human have been accumulated so much of experience to help a country build a stability of grown. But finally such economic books does not provide any help to them on current crisis. WHY?

Such politician care about feeling of voter. Sometime they refused such good medicine for their country and accept unreasonable demand.from voter. On the same time, they lose a decade to help population living in peaceful life. Every budgeting handle by civil servant and most of the benefit have been distributed by same group of people. Prime Minister or President not aware of it. So, they just presented in the Parliament and keep informing people of the country. That is good for everybody.

As an ordinary people look at the such statement or budget proposal. Just can accept it and so finally noted that actually the resources have been passed into "AIR". No one enjoy it and not even taste it but few hundred billion dollars have spend out. So, who got the right to reject it such proposal or budgeting.

Economist just busy on evaluate it when the crisis was happen. Why they do not want to stop it in the initial part.

Is it economist study on demand and supply attached with human behaviour or human behaviour plus certain condition affected the demand and supply. Is it the line onto the chart reflected the real situation of basic needs of people. Is it monetary policy still effective when over borrowings by one nation or one country. is it centralise of bank can take immediate action to prevent the down trend of economic. When crisis happen Is it should allow such bad things eliminated by natural way? or Created another scope of way to restructure of economic. Is it without the demand and supply behaviour will more helpful to ordinary people?

I am not a professor of economic but such above issue already confuse our economist in the world. Why they still believed such currency policy can help a country come back from crisis? I really not understand.

Disgrace

2011-10-01T22:03:00.004+08:00

Every fruition must support by hard working. Now you can see a group of people simply created a group and name it as EFSF just open their mouth and claims that they can put in about 430 billion Euro for rescue. That is creating another bomb into market. They just print out the paper and tell you they have been settled the debts.

One day, bank will accumulating such bonds and so another day they tell you they can't afford on that. They buying time in order to extend the repayment date. That's shameful and irresponsible. However, they use such way to build the confident. So, ordinary people said they can spend again.

On the other hand, make so much of population can't alive at normal with lack of support on daily necessity. In the first place, they should close off the bank in Greece. Tell them they are not even have one cent in hand. Furthermore inform them if they still depending on support from Government Welfare. All people will die.

It is not create new group of terrorist people. Just do not have a person dare to tell them" That's fact". In order to create a sweet dream and bury them continuously. By right we should do some right thing to solve the critical issues.

Actually I do not want my second generation tell me, That's "disgrace". With some correct direction instead of continue disgrace. I am prefer suffer at this moment of time.

Why Should I Pay Tax

2011-09-28T17:59:00.007+08:00

Most of the actions taken up Government are helping bank getting liquidity on their funds. They ignore to rescue those population with earn little to buy food.for surviving So it would continue encourage bank loan to some more inability country. Bank always give some problems to Government and use it as weapon although they are not base on earning power to grant the loan. The theory only apply to ordinary people who is not capable. They just eat those bad loan by way of earn highest interest rate because they knew that they won't lose. Finally Central bank will help them absorb it. They continue enjoy high profit and give highest bonus to board of directors and CEO.

So, Why should I pay tax? How come people can pay monthly installment for shop lot about 1,500 to 3,000 no need to pay tax? That is big curious for me. Government always claims that they have been enhance a team to execute the collection of taxation. But actually the effects are little.

My salary need to support 5 unemployed person with net income of RM3,000 but I need to pay heavy tax on that. Tax Department count that is my individual income and so most of the my income is pure income/net income. So, I have to pay tax.

Funny things are so many people carry a business and pay RM50 per month only but they can afford to own 2 shop lot and few units of low cost flat. Why have such unbalance system happen in the country. So, Tax department should not said they are short of man power. They have such authority to obtain some info from bank as well as from retirement scheme or insurance policy.

If those people can afford to buy million policy from insurance company. How come they can said they only earn 2,500 or 3,500 per month. Funny matters are those collectors and bank easy capture some info from DIGI, Maxis and TM to do their business. Why our government body lack on that?

Certain privacy info should block and certain enforcement must enforce but In fact that is the others way round about that. So, Government keep on claims to employ more staff in the tax department to waste the resources of country but actually the effect is null and void.

The bad attitude/culture has been adopted by Bank. Like those car loan collectors easy enter to customers data base to obtain the info as long as you give them a identical number. So, Maybank and CIMB not encourage to buy because they lose original ethic to carry on their business. Some others foreign bankers worst, they enter the government body to get info for every person.

That's a law provided they can do that. Is it the profit help them or encourage them to do so? If the god culture does not apply, one day the worst will going to apply on them. Like IT company collect all info when you are surfing website. So, others hackers enjoy the ultimate info and bring them in the bad status.

Like UBS in Switzerland grab all profit in hand from ETP and CDS trading but now one person destroyed all the profit with its capital. Shares Investment allow ordinary people ignore the high inflation rate and help you survive with necessary thingy. But now become as rich man's weapon to destroy poor people income by few second of time. Rescue by Government not helping you but continue support bank to take you hard earn money again to build their emperor.

Sell Again

2011-09-27T15:27:00.002+08:00

Today is a brighthen day. All major shares market shut up and recover a bit. Is it a good buying? Of course you may said you lost the opportunity buying on yesterday. You also can claims that most of the negative data brought you confusing. So, which is the correct direction?

In my own knowledge, every time heavy selling must have sufficient stocks in hand only can do so. Hence, all stock through into market derive from that. Refer to today price, you could found some of the stocks not even can covered back the yesterday highest done. So, I have to say the heavy selling will continue and index anytime can hit lower.

A Day Was Gone

2011-09-24T12:58:00.002+08:00

During the week, shares market value loss about 32 trillion. Who is loser? Let us imagine if one day index become zero, shares value converted to money. What is the effect?

Is it similar like you had visit another country and now turn back to home? Is it like you read a book finally you earn nothing? Or maybe seem like you score a goal but finally lose the champion?
I do not know but anyhow you should learn that theory because once you are never selling the stocks in hand. You should aware that is the consequences.

Perhaps you are hope one day the price can reach you margin and gain back the same but actually you have loss yours time on one game. Life is beautiful because it should not allow one thing block you step further to taste others.

A day was gone mean you loss something in your life. If you turn back you can't enjoy something better than now.

Shares market just is a one of the game in your life. Just further imagine, one day if you could collect entire world money. Is it the world much more beautiful than now? Definite the answer is "NO". So, earn now and spend now make yourself happy with no burden.

Guess

2011-09-23T09:49:00.003+08:00

Early morning, investors start guessing the index can reach how low. Actually, low does not change the current situation and also does not mean can rebound strongly. Because the element of economic base has been destroyed heavily.

Nowadays, when economic does not reflect the basic need of the people. Those economist still using the old technician to measure and evaluate the crisis. It has create a hazard way to recover. They still believe currency policy can control as their wish. They still believe the interest rate can adjust the wrong direction.

Since they have created so many derivative products in the market. Actually they hardly find the real reason on that. So, every control and adjusting bring worst in to it. In the Euro Zone, those minister lose any solutions because they not even know the money spend on where. But suddenly so many due debt has arise and need to redeem it immediately.

USA "New Tax system"

2011-09-19T11:01:00.005+08:00

Lately, Obama said that imposed a Million Dollar Tax on "Riches Group" to help the Country Deficit reduce about 3 trillion dollar in 10 years time. I believed that is some exchange condition hidden behind. On the other hand, if I would have such chance to imposed new tax scheme. I intend set some conditions on that:-

a) Who are hold more than 5% shares in one company, there is a levy tax on price difference.
b) If individual hold shares more than his earning 3 times, that should have pay extra tax.
c) Every purchase in the year should not more than his income 3 times. More than that should have tax accordingly.
d) If some one stop work more than 1 year, the subsidy subject to tax.
e) Retirement funds exempted tax by way of subject to life working years up to 45 years old. If some one receive subsidy from government more than 3 years during his working years. All subject to tax.
f) After the CEO or directors resigned and the company business fails or profit reduce more than 10% in the next 18 months. The retirement funds receive by them subject to 50% tax.

The above is my little wild opinions to minimise the gap between the poor and rich people. Is it hurt you??

Are you a specialist in Investment?

2011-09-18T22:14:00.007+08:00

When talking about saving money, There are a number of specialist guide you to buy this products or that products. They named it as Investment Analysis or Assets Management Consultant. So specific professional but their job actually act as an agent. They earn commission by way of selling on such products. They not even know about the products.

So, you can try ask few question to them. Like: -

a) What is main cause on the current financial crisis?
b) What is main export and import of Malaysia?
c) What is Country economic base?
d) Why your product should select such stocks or What is the said company core business?

I think not even one can tell you. If you are the International player. Some more you can ask What is ETP or CDS? How they can help you earn money? What is the benefit of those product to the bank?

So, the big corn body is retirement funds. They compulsory force every employee save some ratio of the earning to the funds. So, one day the Government Bonds also can be default. How the retire man can survive?

They have some way to ignore such negative points and so tell people in lie. I do see one fund in Malaysia never registered lose although the market drop until 200 points. Although they claimed that all money invest in shares. Furthermore they can contribute bonus plus dividend in that specific year.

Until today, the god of shares " Warrent Buffet" still gain and so gain the title as super investor in the world. Maybe I do agree that because although he felt sick. He had enough money to see doctor. He also got saving enough to buy his first house. So, all money for invest never change it and maintain as 50 years ago. As an ordinary people, how many got such luck as me. In yours family, maybe today you son need further study force you to sell yours stock in hand. or maybe tomorrow you parents illness need money for operation that also force you to sell yours in hand stocks. how many times you can save yours share on such changes?

Based on that, How many specialist of shares investment can standing in front of you and claimed that he is so unique? How many specialist can convince you to trust them?

I don't want be Ugly look

2011-09-17T19:08:00.003+08:00

When you have earning power with money saving in the bank. So, you are start worry about the crisis. You do not how to park safely on your saving. Like Libya ex-president. during his controlled the country he had use his power collecting the wealth. But now he not even can carry a ton of gold to run away with his long saving.

Ugly look like me hardly to enjoy any privilege granted by people. Especially smoking smile always surruonding me bring more hate from people.

So, in such way how to join the high leverage game to earn extra to ignore people still hate me on my ugly look. Nevertheless mostly ugly face blocked me step ahead than people. It can bring people easy stay away from me and ignore me to join any party. I do not happy on that but I do respect people how to identify me on such way.

In the share Investment game guided me a meaning of life with full spirit. And so helping me understand more theory in the books. Could I lose something on my ugly face. In the sense of respect of course I have never gain it. But in the range of up and down of the shares price,I may have it.

A monkey always claim that he can run faster than Cow but skipped step with jump always bring a dangerous hole in front. Destitute on me bring peaceful mind to enjoys during the financial crisis. So poor does not means I lose everything in my life.

I do believed when I no mood to write something at here means market will have one big adjustment. Of course people will claim that now market still not stable yet why I am here to write something. Is that means crisis is over?

Actually I am still negative. So most of the write up here just ignoring the trend/status of the market run/direction. Because I do believe as long as basic need of population never change. The crisis would not over and hardly to resolve. 6.8 billion people in the world need food and home. So, who will ignore by this trend and kick off by someone. I do not know. Hence, ugly face with me become meaningless when compared with it. Small matter, really is small matter. OH My Ugly Face.

Beauty and The Beast

2011-09-17T11:20:00.010+08:00

A cartoon story with full of love emotional attracted everyday trusted the dream. We always believed as long as you are trying and so you are ugly. But you are still eligible have someone loving you. Although is hope plus little wish, so on there is never fail you in yours life.

Now days, people grading you are worst because you are poor. If you do not have money to invest means you are not qualify be a human. So, riches people created a ground to play such a game and namely it Shares Investment. In order to repeat the profit margin in short period of time, they also apply multi way to analysis the assets. Actually the asset can not provide such return but Wall Street people use convince way to repack the same thing and resale again.

What is the meaning of 1000 points or 10,000 points. Is it the company can contribute 1000 times of profit to you or maybe 10,000 times of profit to you. The points system already confuse you as such way. Similar like if today General Electric record as USD100. Does it means it can help you earn hundred in that year? So, the logic of investment has been out.

The analysis equipment like PE ratio. Earning ratio or evaluating the Turnover has been misuse it to divert investor attention. Like today if market drop 1000 points. Does it means GE can't earn 1000 dollar in this year?

So, those economic professor should think a new theory to revalue the asset and given us a clear picture about the investments. Of course like me, really can't understand Why we should use such a way to revalue a share price. Actually those professors from Yale University still applying such theory like spending by government can push up the economic or measurement of supply and demand of forex should be able to well know the circle of the economic. Or use interest rate to monitor the spending power. All have been proven that current economic crisis would not eliminated by such a way.

So, to define the specific share price should more realistic to reflect the earning power by way of evaluating of the impact of the changing of environment. Rather than use one way like monopoly of specific product as major factor for measurement its earning power.

So, as your are aware Beast does not forever ugly. It can turn it as beauty as you wish but subject to certain conditions to fulfill it. Are you want to be beauty as artificer way or ugly but actually is your real face/feature. That's up to individual to define it.

We need funds

2011-09-16T18:15:00.003+08:00

A monkey offer selling about 9 billion bonds but actually in this end of the year they require another 60 billion to cover up the deficit and spending plus payment of interest due. So, who wants to giving them such funds.

Common sense tell us if someone got 1 billion in hand, I think he get enjoy his life over the coming 150 years. So, can you imagine that 69 billion just through out easy over the 5 years. That is big money/funds. They never think seriously how to refund the debt furthermore telling the people they need to work hard on that. They should not use such bonds to exchange the human needs. Actually the lender no need ask to buy directly through bonds market because as far as they are supply to them, they will receive bonds.

On the same time, USA's peoples now should forget the America Dream because as long as the basic need of human does not change. Japan and United Kingdom history will happen on them. They going to lose about 20 or 30 years of any improvement or economic may turn down as year of 1970. So are you feel desperate?

Monkey and cow story hidden up human basic need is important. You can not spend you father or you grand father money/assets as water. you need to maintain yours need by way of rightfully.

A Monkey and A Cow

2011-09-15T20:40:00.008+08:00

A monkey wondering why Cow wake up so early in the morning. So, one of the day he had stopped cow and then asked" Why you are wake up so early?" The Cow answered" because I need to work". Hear that, Monkey can't understand because in his life. Playing, sleeping and enjoying is more important. He really do not understand Why "working" is so important. Monkey go back and search his country's dictionary. The interpretation of "Work" in his book meaning equivalent to "welfare". Monkey's government should provided that to all monkey. So, he stop worry and then continue playing and enjoying.

After past 30 years, Government of monkey had sold everything to exchange the joyful life. A cow has been collected some many of forest and land in hand. Now, monkey must rent a piece a land from Mr Cow. Further, monkey must visit Cow's country frequently because he need offer some bond to Mr Cow.

Actually Mr Cow really not understand Why monkey always visit his country. Here ,do not have any funny thingy for Monkey. Mr Cow also not interested those bond issue by Monkey Empire. Why he need to buy from them.

Mr cow got so many population need to survive. How can his simply buy thing without any return. Because there is saving for future needs. Those paper does not mean everything. Mr cow also worry one day monkey will use weapon to grab all the assets of him. How can his still support them full stomach.

Over used funds in hand

2011-09-12T22:31:00.004+08:00

Misused or over used funds in hand make you suffering. Like those day, shares market fluctuated like hell. Why it can be happen? Hard working people stay in German, Holland, Finland and Denmark must work hard for another 14 countries people. Because they are over spending. (Euro money Zone comprising of 17 countries). Similar like you work for neighbour but they refuse to work to refund the debt. Damn shit feelings on you, furthermore they also asking more loan at now by way of subsidy of more guarantor given by you.

Euro Zone should demolish immediately and maintain it at 4 countries. Other should think about a way to qualify be a members. They should aware that they are not qualify to be a member. Shares market represented money. So, if money become useless indirectly brought the shares become useless paper.

USA should deem they are created such issue and quickly join up the government treasury with FED. So, they should be stop it by two way of using funds in hand. Because one party spend money by way of another party print money to settle it. That is a big corn deal.

Fat Cat

2011-09-12T14:05:00.005+08:00

Now day a person who enjoy the higher benefit in the company and at last the company go for bankruptcy application. The personnel then we named it as " Fat Cat". In one company a leader always said they are eligible to enjoy such benefit because he/she can bring one company created the historical high revenue for the said company. But normally we only could found that the is rare or maybe one or two person can did that.

So, to balance up the poor and rich distance we should adopt a new system to rectify unusual things. We should encourage those people have good talent with good salary and benefits but that should excluded the company directors receive the same benefit because they have enjoying high dividend from company profit.

So, hard working skill people earn higher and shareholders cum directors enjoy profit/dividend. Government also can imposed some taxation for the transfer of share if the original shareholders pass away. Like 30% of sharesholding should transfer to special trusted funds for existing employee or if they insist transfer to relative the payment of taxation should be incur 50% to government. It can help employee enjoying the growth of the company as well as ignoring someone hate the beneficiary or 2nd generation of the fonder. And so, population like to work because he/she got long term benefit for him/her.

So, if someone reluctant to do that the government should tax on 50% of share transfer and restructure it accordingly to meet the requirement of market. It maybe stop historical business go for bankruptcy with operate by unknown/unskill person .

Fat Cat lose something in this area because every one can be a better than them. So, indirect way encourage people develop a base of training ground to the employee because every one appreciated company which can respect skill people/workers.

Destitute

2011-09-11T17:05:00.005+08:00

Why you are destitute? Some how Warrent Buffet claim that you are choosing the wrong stocks. Bill Gate claim that you do not have any innovation skill. You father said that you are stupid.

A world view that if you want to be riches man, you must know how to manipulate the power or convince politician ignore you assets paying any tax. Who supposing can ignore that? A illegal way import some necessity thingy to escape Custom Tax. Refer those riches man, how can they can save so much of money in hand. Is it they used some way to escape the tax? Maybe that is true, before the custom department set up and may be those day such tax rule no so complete. During that period of time, they accumulate numbers of assets and now become multi million rich.

Those day employee always need to plan his/her own salary for spending. We can't escape because the company will report accordingly to Inland Revenue Board. In others word, company must fulfil requirement of taxation system. On the other hand, they keep on encouraging paid higher salary to Directors. So that easily found that in one company, a 100 employee paid actually lower than one director salary. So, the extra money earn by director indirect encourage them do more investment to accumulated the assets. Similar theory now still applying by Warrent Buffet.

How to Tax on Riches Man

2011-09-10T20:56:00.005+08:00

I believed most of the minority interest on listed company always claim that such directors received some much of benefit from the company. If Government need to implemented the tax and help company run in more transparency. It should be imposed a tax on their salary by way of not allowable directors salaries and benefits taken up as deductable expenses into account.

So, encourage them by way of give to staff and workers salary extra allowances by way of free tax on extra 50% deduct as expenses into company account. Set a limit for every director yearly income should not more than 500k to 750k per annum. The excess pay out consider add back as income and maybe impose that extra income tax on all excess payment of salary to directors. Encourage them by way of payment more dividend on that to push up the economic. On the same time, whoever employ a staff or worker more than 6 months, incentive tax will given on that.

The impact of current instability of economic, should encourage people more work and should give a extra allowances on those people who work more than 10 years in his career. Every 10 years give another special allowances on that.

President of USA should apply multi way of deduction on long services workers by way of given more incentive on that. Company which can employ 50 to 100 staffs or workers with 5 years above. Should enjoy more discount on taxation.

Those company can provided Staffs or Directors shares option should pay double tax on first 5 years and subsequently reduce it in the next five years.

Low Cost Flats- PPR

2011-09-09T09:03:00.000+08:00

Yesterday, I was read a news about the low cost flat. The minister said they going to implement the new system PPR to identify the low cost flat. Current policy said every new housing project must have develop low cost flat for poor people. The rule did not emphasis who is entitle and did not bar any transfer of the said low cost to rich man.

So, who ever have money can buy it and rent it out. Based on the cost set up by Government, the maximum selling price is RM42,000. So, those people use several ways to grab it as own assets. Finally who ever is poor must rent from them.

I do agree Government apply PPR because the policy set up to assist low income group and not purpose for people treated it as improving the economic requirement. I am just worry the minister think it and would not adopting it because of politic agenda.

The new system implement it can help poor people stand in the strong ground and they do not worry about their low income can not survive in the high quality environment. So that the contribution of their effort into country economic would not wasted. Asia countries should be able help such group people by way of indirect support of their living cost rather than follow Euro and USA given the welfare by way of encourage them free of work.

Those poor group should understand such policy give priority to them to live in the standard way and not luxury way. There should not allow them free trading on low cost with good profit margin. Government should make a strong policy discourage those politician use these as equipment for politic agenda.

Economic strong base create a good environment of investments. Those rich people should not in the list of owner of low cost flat. Shares market reflected the real valuable assets and not so easy affected by external issue.

Apart of the above, Government should think to restructure the Government Link Trust Funds. Like EPF, Tabung Haji, Socso, LTAT and others Islamic Funds. It should be priority on consolidated its capital, rather than use some other way to cover it and inform contributors they can receive the good yield/returns. If not one day the inflow or outflow can not balance. it will be like Greece or Italy or Pyramid game, the bubble will burst.

Why you are so worry about the taxation

2011-09-06T09:51:00.006+08:00

Without the tax, country can't develop and economic does not step ahead with no infrastructure. There is no share market for you to invest. Rich people worry their assets not safe with no enforcement team. But due to our social respect riches man so most of the facilities misuse by certain group of people. So we are starting worry the taxation and use it to employ in-qualify people to develop the country.

As an ordinary people, feel that hard earned money easily deducted with taxation. With the payment of tax to a group of personnel do not know well manage the said funds. It was always brought frustrated and disappointed. Indirectly bring another group of population sitting there with reluctant to work and demand high social welfare.

Recently there is a big argument on additional tax on those house cost more than a million in Malaysia, Klang town. The newspaper was interview few people with opinion of objection. When refer to their identical you should aware they are high medium range people and maybe have own few units of million dollar houses. Are they opinion should acceptable?

So, we are start worry such opinions will divert authorities attention and finally we are suffer on that. Ordinary people no choice have to agree with those system because we are employee. So, monthly salary cannot hidden up and Inland Revenue Board easily detected you and force you to pay on that. Those people with few units of shop lot with 6 foreign workers only pay annual tax about few hundred dollar. If enforcement team hard working a bit, they can noted and easily help country collect more than billion of dollars.

1250 -1

2011-09-04T11:22:00.006+08:00

What is 1250? Maybe is 12.50 a burger. Maybe is RM1250 a i phone. Maybe is 1250 kilometer. Maybe is USD1250 per ounce of gold.

So many possibility on that. If you view is zero base, that is so much of difference, If yours view is 1500 or 2000 points of index. That is dangerous. Which level is comfortable for you?

So, actually it does not matter because when you are decided to buy in and aim for return about 30 to 50 points. Every level or point is correct that is provided the trend is up. 1250 does not stop you lose everything. Someone bought a beg cost 1250 but you only needed a beg cost 50. So , that is not a big deal on price.

Normally if i have predict the level, I will start buying around 50 points from that predicted level. Those analyst just telling you what is the level they hope to see. Not 100% it can be reached. So, they use people money to test the level, if they are right they show out to public. If they are wrong, they kept it. Just wonder they always said the value of the assets is there, but adjustment time they are keep on through out. So, what is the real value of the said assets.

1250

2011-09-03T09:12:00.003+08:00

Soon, we can see KLCE index reach 1250 points. Recently, CIMB, Maybank and Axiata those related to Government faced strong selling. That is not ended yet although yesterday was recovered. The fears continue spread over because the Euro zone and USA politician still insist that population no need to work for income. The continue encourage them relax in their life.

A group of people use to be take out some benefit from Government to live. They claimed that this is their entitlement. No one can retrench them because they are no a company's employees.

So far, as long as you had made some prediction on index level. It was started you are actually mislead by some info. Hence, every prediction is wrong and shouldn't do any holding position when reach yours expectation.

Levy Tax

2011-09-02T09:01:00.004+08:00

"Good taxation system help to established capital market step by step grown up instead of create the bubble"

Those day, Government had imposed some levy tax to discourage uncertain demand. Like, palm oil price above RM3,000 metric ton should pay extra tax. Withholding tax on engagement of foreign professional services and levy tax on engage foreign worker in state. So, are that effective?

The demand and supply subject to cost. The demand on lower cost to produce the product for supporting the production. So, Government assume that supply of workers from oversea is necessary. This excuse denied local people work harder subsequently bring youngest simply join in the colleague for further study. But most of the students does not have such qualification and basic knowledge to pursue their study. Finally, create a group of people imagine they are qualify but actually without the skill to support the labor market. This group of youngest hate to carry the tough task and ignore the hardworking spirit. Sitting under the sun and think about the fast money.

So, levy tax does not helpful to develop our country with strong support. Levy tax should imposed on those with few houses and few luxury car. It shouldn't apply on one time off. It should collected in the annual basic. If someone hold more than 2 houses and one the house use to rent out. The levy tax should impose on 10% of the value of house. If whoever used low cost flat to generated the rental, that should be 150% on the rental. If someone holding 2 cars, the road tax should be double and not allow companies taken up the car expenses as deductable cost.

The above example of impose the new taxation actually highlighted Government should have more way to adopting the new system to improve our productivity. Instead of use taxation system to cover/help such companies to enjoy the monopoly business. Of course, every system should support by strong enforcement team with strong judgement laws. Otherwise, system will diverting as power and finally use it as weapon to destroy someone which government does not like it.

What is ideal taxation system

2011-08-31T23:49:00.006+08:00

Actually if you can earn 6000 per month and need to pay income tax. Are you feel fair? If your earning for one simple family like one wife with 2 kids, that's all right. But if yours family have six adult with they had been lose earning power. Are you feel ok?

If i can choose i have to prefer earn 2k per month or 3k per month with six family member with the same salary range. So that I have no pressure at all to pay income tax. So, are you feel current taxation is fair? Those day a lot of riches man use to employ his own parents as employee in their company. So, the payment of living cost eligible to reduce income tax. As an ordinary people, we have no choice to do that because yours income have to divide it six piece to survive.

Government should impose a taxation system to reduce such way to escape the tax. If they found out some one employ relative in the company which controlled by them. Such employee salary should not allow as expenses of the company. It encourage the more productivity and efficiency of the company and also reduce the relative playing the politic in the company.

Now days most of the riches also transfer the assets into charity foundation. So, they also appointed themselves as chairman in such charity and indirect way to control the company and assets. Government should impose a law to stop them to operate the charity funds and appointed funds manager to manage it to reduce conflict of the interest. If the founder of the charity insist they be a chairman they should pay higher tax than normal. Otherwise the contribution of charity become as a indirect way reduce their payable of income tax.

So, on the other hand government should set a rule those income tax collected should not use as administration cost to pay government servant salary and medical benefit. They should obtain approval from Parliament to set an investment funds to pay for it. So, the government servant should show their effectiveness to operate the department with the lower costs. Higher income group and holding more assets and investment group should pay higher cost to obtain the service from local government. Those want to be a senator should pay higher tax in the three years for qualification to allow them feel good to be. They should proof they are eligible to manage the government taxation income because they are a high contributed the funds. In such way to remind them do not misuse the said funds.

The collection of the taxation funds only can use it to develop country and helping the basic needs of the poor people. The above suggestion only for reference because generally Government still encourage to create few riches man as a guide to population and proven themselves manage the country in the right way. So, are you still need a fair system on that. So, there is no ideal taxation system because most of the people is selfish. It was allow government continue playing some magic show to convince people support them.

CIMB

2011-08-29T11:26:00.002+08:00

Malaysia share CIMB recently get heavy selling and hit down as low as 6.95 per share. A lot of investors in doubt how come oversea market up but local stocks registered lower. As I always mentioned if entire world market have an adjustment, we should follow the trend. Otherwise, the downward happen mainly is due to internal problem. It hard to solve it and may bring more impact than others.

If those stocks too close to government basically because of that is a big changes on those policy. It can be good or bad. But, investors most probably select to avoid that and clear all the stocks in hand.

This year I have predict there is a heavy adjustment around 250 to 300 points. That is a bout 25% to 30% adjustment. Base on this, all stocks are expensive.

Good Debate

2011-08-23T11:43:00.002+08:00

Now days, New york Daily and Financial Times in USA have discussed about the taxation. Who are the one enjoy the benefit from taxation? Actually a lot of riches enjoy that. So, USA should imposed a system more flexible than only benefit to riches. They claimed those who enjoy the airport and infrastructure in the country actually are riches group not poor people.

What is the good taxation system?

Why you need to pay higher price

2011-08-17T21:15:00.002+08:00

Just a moment, crisis seems like over. So many people claim that they miss the boat to collect shares. Some how, when you are paying so much on crisis why you can't wait a second? Actually, this crisis worst than a bank go bankruptcy. That will not solve the problem by leader, they still asking to cut taxation and discourage people go to work. So, debts are continue and pass it to future.

Lender one day may think stupid why must borrow money to them. while the lender one day aware that this is not a good payee. They will pull out all the funds. Now they maybe start to do that.

So, the demand from local push them to do that so. The resources to export for oversea or poor man limited and so the dollar become useless. Those riches man still dreaming because of personal interest. They refuse to accept the fact and claim that machine can deliver more money for them to purchase. Shares market give an alert to everyone. So the biggest bomb had in the corner waiting for it. So, please do not pay higher price to purchase. Just run as fast as you can.

After 29 May 2011....................

2011-08-09T09:01:00.004+08:00

After 29th May 2011, why I have not post anything at here. Yet I am confident on my write up just because of market did not give me good reason to trade again. First, the profit margin on penny stock low. Second, IPO shares absorbed too many funds from market.

In USA main land, most of the article still claim that government does not implement the better system. In fact, those population should aware they demand so much and contribute little to help the economic base. Now, they still enjoying multi way of benefits and continue require others countries deliver goods for them to use. They exchange it by a paper ( Debt). Please do not forget, when the paper cannot deliver yield that is a time they lose the supply.

The circular of money means you should have some substantial goods/necessity thingy to exchange it. If you are always lazy and refuse the job. One day, people start disappointed and will not give you any support. On such stage, the demand and supply lose connection of balancing.

That's a good guidance for Malaysian. if one of the group people always need support without any contribution of their effort into the job. One day some one will ignore them. So, don't happy when you are seeing some many foreigners walk into town city and spending money. It does not 100% shown them riches than you. maybe they are spending next generation future money. So, the final result is crisis happen in their country.

So, at this movement world market will continue drop until this month end. The liquidity of cash will searching a way to park. Who is the winner on that? Definitely that is not stock market. So, we only can wait the final landing of share price. Now it is still hang on the sky.

Lose Money????

2011-08-06T11:23:00.002+08:00

Received a mail claims maybe I was lose so much of money in the shares market. Actually, after wrote a last article at here. I have been stop the trading.

The uncertain scenario brought me stay away and I did believed my own judgement " market should have a big adjustment". Yesterday, the things was happen. So when can I step in again. Of course, I need to collect more data to identify the future. Basically after the heavy adjustment and technical rebound on Friday in US DJ. It should be have a small up rally. But, unfortunately the S&P downgrade the credit rating on late Friday. So, the effect of down move will continue once market open in Monday, especially who had hold more reserve in US currency countries.

Asian market like HK, China and Japan sure have heavy adjustment because most of the forex reserve is USD. I am a type of hit and run speculator. So, what is the right time for me move in????

Market Going to heavy adjustment

2011-05-29T21:08:00.004+08:00

When is happen? Market recently gave good results in the past 5 months. QE1 & QE2 give whole market full of cash. Big 500 companies most of them registered historical high record of cash in hand. It given a good support to the market.

Is it can last long? I have read some data in hand found some uncertain things going to happen. Where Bomb is starting on? If I am not mistake, china is a biggest chance. I am still remember when whole world talking about one country population can spend money buy oversea properties. The bomb has been created. Like those days, we had saw Taiwanese and Japaneses bought oversea big company. That time there shares market index hit higher in the record, after that burst like hell.

I am always believed brighten days can be ended. So, next month maybe happen and make world share market burst again. Recently I am playing properties counter and had made some pocket money. Like E & O and Osk properties. Somehow I am still strongly recommend UEMland but not enough capital to play.

Next month, i should stay away for while. Watching it, check the recent data for comparison. Hopefully I am wrong otherwise a lot of people lose money again.

Johan

2011-03-31T09:50:00.002+08:00

I am still remember when new PM be appointed. This counter like super star but as at to date these shares did not given you any big return. Yesterday it was closed at 37 cents but now only have 34.5 cents only after traded about 1 hour time.

If you still holding this shares and compared with others penny stock. You are regret and disappointed. However, now I am recommended buy in at this price and waiting it give you some marginal profit.

Based on market sentimental, soon you can see it giving you some profit. That's not based on any fundamental reason for you to hold it long term. If this shares can hit 41.5, that's enough. The market uptrend can continue run until middle of April. If you think Fixed Deposit can't give you high return. You should consider buy in this stock.

An Excuse

2011-03-29T15:14:00.003+08:00

Today morning, a friend asked me whether I know the location of one place. So am I. Why he wanted to ask me such question? Because he just wanna to purchase a condo/apartment from there. Actually the behind story is, he is buying for his kid.

Now, our market trend is like that. If parent aware in the early stage on his kids buying a house or a properties. Normally the kids actually do not have such ability to buy over the assets. He /she need parent to support. If the parent is a last one to aware his kids has been bought a properties, normally is from some other way and not through his kids' mouth.

The conversation is funny and give me some idea to write something at here. The above matter, normally will bring some effects:
a) Among the brothers and sisters start quarrel
b) Existing properties in hand force to sell it
c) Restructure the assets in hand.

Some how the old parent feel struggle and disappointed on kids reaction. Finally unhappy mood accumulated and waiting one day become as bomb.
The above circumstances normally happen in middle range family. Thats won't be happen in poor and rich family.

So, refer to investment on stocks. Which got such issues in hand as above? Most of the companies have such problem. Among the listed companies, 90% got such problem. The more argument inside the company, actually is good. Because investors easily obtain some information.
Actually the main question "is not worth to buy it or not". Most of the people just need some support or convince on his/her step. Otherwise, one day if he/she is wrong. He cannot sustain and take it.

I am always tell those old man. Please do it for your own. Money need circular out by way of spend and 100% not for transfer. Because finally it need to spend it only know its real value. Like the above case, he had planned it in early stage keep few houses in hand. But now need to sell it to cover the new one. So, who will suffer?????

How?

2011-03-28T13:24:00.005+08:00

When market recently got impact adjustment by certain issues? Are you dare to invest? Speculators start panic on looking some money to settle the loss. Long term investors are restructure or sit there waiting for recovery. If your are a clean/zero holding, maybe think to do something on that.

Actually market not as everyone thought. Because a lot of people just used some issues or own thinking to predict the run. If they are panic. "people said what, they are doing/follow."

By the way, I am personal got few experience on delaying in the court case. In this year was happen 2 times already, the reason is same. File misplace. So, if lawyer association still asking longer period because of justice. Who will responsible on such circumstances or unforeseen issues?
Every delay or postpone have been made me in lose. In what way justice can reach to me?

So, one day I also need to tell bursa, please hold on for while because I haven't decide to sell or buy in yet. Otherwise, that is not fair. Maybe I am too much on that, because I need few thousand people to wait for me.

Of course, be patient to get the help by someone is a good attitude. But because of personal interest trying to delay always maybe covered by dirty minds/thinking. That is selfish and in consistence way. So simple is when everytime you had finished the assignment, please ask yourself " Are you feel guilty to do so".

Play shares with good attitude always bring yours a good return. When you are trying to capture some benefit from dirty way. One day you are going to lose everything. I have never think to buy in at low price. I hope everytime I bought, the seller got some return. So, I just use to chase stock never q to wait for the best price. Are you do the same way?

No Direction

2011-03-19T09:18:00.003+08:00

First at all, investors trying hard to looking shares market direction. It's seem like step into darkness and find a way out. Actually guessing on future is difficult task. Japan and G7 intervene the Forex market make things more completed.

If Japan yen drop, the expenses incur on rebuilt cost higher. If steady on such level that would easy allow speculator control. So far, every reaction on that interrupting on exchange rate brings speculator gain more easy money because those with such information will spread it out. Finally, ordinary people more suffer on that.

When our local government proposed to build up the nuclear supply electric station in our country, some how people said costly and non economy plus not necessary. Is that the true comment?

Actually for long term basic, I do agree that. Just worry someone to privatise it by specific agenda. Every proposal if never attached with personal interest. We should consider and try to accept it. If some one use such excuse to looking for accumulated personal wealth we should reject it.

Market should not have such people be appointed be a director. Those got right to vote should seriously about the quality of directors. Not only concentrated on Dividend only. Because a bad man usually will safe one person in front of you but in behind they were kill you entire family members or maybe bring hazard for yours next generation.

People don't want money , they want life

2011-03-16T10:05:00.004+08:00

In these two days, we should realised money is meaningless. When it use to compared with the life. So simple theory reflected in yesterday. All investors through out their shares in hand into market. Without life although you are holding trillion or billion also can not happy and peaceful.

In the circle of life, one of the day 'died" you have to face it. But hard working in your life to accumulated money is meaningless. So, enjoy your effort in the right time, and try to make your hard working effort, have some return. Don't keep more than over and brings you no time to enjoy/spend it.

So, enjoy the investments game. Don't take it is your life's jobs. So, as and when your like it. Your are playing. As and when you don't like it, just through it out. Don't keep it to waste you time. If one day your buy such shares after 20 years shut up 20 times. Are you still here to see it, enjoy it or maybe you can sell it? That is very important, where you are ? Otherwise at last your assigner or trustee take it your sweetheart away and enjoy himself.

Life is shorter than Len man Brother build up time. So, what is your expectation now? Are you continue hold tight until your are died? or through it and take cash to enjoy. Your selection always must respect. But hopefully not is a stupid decision.

Give me a fair game

2011-03-16T09:38:00.000+08:00

Too sad to talk about shares investment, because the Japan market drop almost 12% at 1pm(Japan Time) in the afternoon session. So, let us make some imagination to help us happy. Last 2 days, at here I had commented Lawyer refuse to close case as per schedule. They said that is unfair. So, What is unfair issue?

Actually no one can understand the proceeding of court. I had an experience is every procedure count money. Like you submit a notice, cost few hundred fees. If successful obtain the notice, next step count money again. If unfortunately there consider 2 steps on next action. So every one step cost you few thousand.

So, if lawyer don't want KPI and tell us there is fair. Why not he/she just raise one bill for every case. Don't count the delay cost on us, especially the disbursement expenses don't applied to client. Otherwise before the case end, someone have bankrupt. So, if someone can't paid during the time. The lawyer also stop represent the client. Is there fair to client.

Taiwan criminal/civil case running in the court have set the time limit. Why we can't do that??? So, sometime when noted a criminal case from the paper. After 5/6 year it still running in the middle stage. Why??? Who delay it???

It wasted our Yang Hormat in Parliment continue setting up the law. Because time consume too long may spoilt the spirit of law. Investors or FDI always refuse to come here because too long to decide a project or finalising the case in the court. Because every minute is cost of funds. They don't like delay attitude.

Haha, Some more lawyer also can tell "Tsunami" " Please hold on first, I need to go MC, don't come first" Is it Tsunami listen to him??.................Hahahaha

Smile

2011-03-15T13:13:00.002+08:00

Yesterday some how got people laugh at me. Because I was too pessimistic on market move. Ask investors through their holding but eventually shares in KLSC steady and calm.

After a day, some people were regret on buying and also told me I am correct. I just tell them shares investment does not help me gain any appreciation because the fluctuation of shares price very fast. This minute you are right but next minute your are a looser. So, what is your step planning is more important.

Technically, In my opinion if shares price broke certain level, it hard to come back strong. Furthermore there is low volume on sell down. I do believed it can come down more because the volume and price did not run at same direction. So, there is a very weak support and discourage to hold any shares in hand.

I am not smiling because i am so sad about the disaster. Especially the natural dilemma happen on neighbour countries.

Why Japan drop 455?

2011-03-14T10:23:00.002+08:00

A good investors like to use own imagination to monitor his investments. There is no signal of end for the earthquake in Japan. So, to avoid heavy adjustment and accumulated more bullet in hand. The investors prefer sell off and buy later. What is the right timing??? Most of the people guess after 3 or 4 weeks time.

Japan share market opening hit down and registered below 10,000. So, panic selling not so heavily and others market hit down lower than 1%. Because they thought have a technical rebound on today.

So, in my mind already can see. Asia Pacific shares market will close lower than opening session. Because everyone just watching and delay the action of selling. So, going to end of the day. Shares will through out like water without any reasons. So, advisable sell it at now.

Lawyer don't want KPI

2011-03-13T18:55:00.004+08:00

Why lawyers so worries the KPI? Others professional like doctors, they must follow the guidance to rescue patient in time. Every operation case must do it in time. Accountant also must follow statutory time to submit the report. Why just only lawyers can be exempted?

As a Lawyer, they should aware every defender or plaintiff must work to pay their fees. If the case always postpone, it will hurt both parties. So, lawyers should not assume that law only applicable to rich people group. It belonging to every human being. So , every delay or purposely excuse will hurt ordinary people bear higher cost. The bar council some more said that judge did not allow them take medical leave. It brings me a surprise, Does he means if one of the bank manager take medical leave, does he should close down the branch for non servicing provided to customers. So, replacement someone attended to the case is their duty. No excuses!!!!

Come back to shares investment, if every one like ours country lawyer. Investors must pray everyday our bursa CEO do not fall sick. Otherwise, the dilemma will occur in capital and monetary market. As well as we always must pray Bank Negara's President also don't fall sick. So, every day our market will not base on profit or company performance to buy or invest shares. Everyday must guess who will fall sick on each day.

Market continues adjustment about 5 to 7 days. Most of the funds will looking the safety place. They are not going to take any risk on disaster.

I do not want be a PM................

2011-02-12T17:57:00.005+08:00

If I am a PM of one country, when Australia's state was suffered in flood. I must call International Trade and Agriculture Minister give me some advice. I will ask them" How many type of foods we should export in from Australia. " Is it our local foods enough to support people in coming 3 months. If the answer is "No". I will ask Finance Minister buy in some commodities future to support our country demand. So many things need to do to prevent dilemma and also must ensure foods enough to supply to everyone.

When I have aware Egypt or Tunisia happen some politic turmoil. I should call Bank Negara to temporary stop any big trading of USD in International Market because most of foreign funds will prefer select keep USD as funds' reserve. Immediately stop any selling of Government Link Comapny's shares by KWSP, LTAT and Amanah Nasional. Further add in a rule to those funds out in these period if come back in next 3 months must inject at least 2 times of previous outflow.

So, the above step was taken in these period maybe could reduce market down like Thursday. A lot of people claim that most of the sell force by Foreigner. But referred back to daily transaction, foreign trading in Bursa less than 30%. So, local funds easily divert some attention of investors and mislead them market should have further adjustment.

I am believed market should one U turn. But not as those reporter or professional commented. My points of view are:-

a) Recently KLSE market started abnormal moved up about 3% but nearest regional market were fall down about 5 to 10% .
b) USA or DJ starting its rally.
c) Politic unstable applied to those countries who has one monopoly politic party.
d) The lower of USD brings shares price in DJ become cheap.

Sell your in hand Penny stock

2011-02-07T22:02:00.006+08:00

Sell all yours penny stocks at these two days. The heavy adjustment coming soon on those stock. The index climb in Jan 2011 and now rally on penny stocks but it can't be sustained long.

Most of the penny stocks give a good return at these few days. But now is a time to pick it all out from yours pocket. Maybe you are predict these rally can spread over to others. But it hard to know. Euro open good by uncertain of middle east countries turmoil. That is not a good reason to give power to share market. Commodities starting its rally again. That will affected most of the people in the country suffering.

The high price of food and necessity stuff make most of the people care to spend. So, money depreciated fast and useless. Government feel out of control and less power on that. Recently you can noted most of the middle range of China commented "China was stand up in front of world". But based on what circumstances it can be last long. They spend few days back to hometown by costly transport, they spend few days to buy a ticket of train. They jam in traffic few day because of delivery of goods. It that all means countries already classified as well developing.

Nevertheless they can spend a lot to buy luxury. It is mean that they are always can do that. Power of currency is not because you can spend it easily. In my book, power of money is one day you can through it into water like shit and people tell you has been crazy. People care your pocket means that is value. If you spending it by way of buy things for own use, that is nothing.

So, prof will tell you. Use 72 rules to formula your to plan future wealth is positive thinking. Base on that 72 method can help you in one of the day be millionaire. Before that, your should please some one offer you constant rate in next 7.2 years or fixed rate at 14.4 years. Otherwise that is a stupid dream.

I do not know what is 72. I only know 72 can allow me spend it for few days. It more realistic on me. Without 2 dollars in hand, I can't buy a drink, without 70 that means I must hungry on coming few days. So, plan how to earn 72 is better.

Turmoil

2011-02-07T08:47:00.004+08:00

On turmoil situation, people have to select a country with lower argument of politic. So, recently USD stronger than others. That were happen like India, Indonesia and Asean countries sell off and hit market index down almost 3 to 7%.

Where are you running? We stay here, earn here. We do not have much choice. Uncle would said, lucky I am save some USD Fixed Deposit to eliminate the risk. So, he wouldn't loss anything. I call this type of person stupid. Why? Because before you start earn some interest, bank already earn about 3 to 5% surcharge on yours saving of the foreign exchange of currency. Maybe your are mentioned 3 to 5 years, but please do not forget when you wanna to sell it and take back local currency. You have to pay another surcharge on foreign exchange of currency. That time you are start regret on that because you have to receive discounted saving.

Today, is a first day of rabbit market start trading. Open red or green colour on yours' investments. Just watch it and learn it from every second of trading. After half hour of trading, you should able noted that where is the direction of this year.

Forget about turmoil in Egypt. Because your are staying at here. Choose your life positively with peaceful voting. So, voting correctly on everytime of general election to less future arguments. Please do not allow someone be a giant only sound out. Smart population born smart Government. If you think already suffer 50 years in he past, slowly change it by peaceful way. So, those management in Public listed company should learn some things on Egypt. Do not apply some stupid way like present some gift in AGM to convince shareholders. Do it proper by care of yours supporter. Top management should have proper plans to retire and not treat it as yours family business. Pick a talent to manage public listed company. That is not yours son or daughter should suitable on that sit. If so, please do not list it for public trading. Privatised it immediately, nobody will care or bother on it.

Colour

2011-02-06T10:45:00.002+08:00

"Show you some colours", Cantonese dialogue. That's mean "give you a lesson". Chinese festival choose red colour as peaceful, happy and wealth. So, reporters always write " openning red" as higher price on shares. Malaysian shareholders hate red on the shares screen, because that means lower price on shares.

Difference culture difference meanings. Difference location difference style to pronounce a same language. So, if you are not local and use the same language to talk, easily noted by someone you are not born in local.

Based on the above, if you are invest forex and shares in difference country. Better view it and watching the traditional of trade before start trading. Otherwise, you funds like pipe water, gone with the drain without any notices on you.

Today, maybe you got 1 million USD in hand. One day, market may tell you that million just can buy a Nissan C20 Van only. So, your are surprise and regret. When is the right time subject to how you approach yours in hand resources. Good investors should not listen to those financial planner. Because if they are so good, they will spend more time on own assets and no time to handler yours assets. Of course they may tell you, individual assets is limited. They are planning buy in more with volume. So that can earn more than normal. Investments not behave as mathematic formula simple like "one plus one equal to two".

Show some colour in shares market, every cents or every dollar give you a chance change the screen colour on the spot. Which colour your are prefer subject to yours immediate decision.

Happy or Sad

2011-02-04T13:31:00.003+08:00

Happy because you have gain something. Sad because of you had lose. So, if two emotion join up together, what is the effect?

I couldn't know. Hard to be came in same time in my life. Perhaps you have such experience. Can you tell me? Shares market bring most of the people sad and disappointed because some tycoon gain all advantages in hand. They are not distributing to you and me. So, how could we realised that is correct timing to sell or buy in?

Like HWGB recently from 30cents shut up to 90 above. What is going on? I have to predict or make some assumption on that. Firstly, maybe subsidiary company in Hong Kong have quoted better vision or better valuation. 2nd someone offer to buy in the major shareholders' stake.

Stepping to 2nd month of the year, What are you doing in this month? Sell or Buy? I am prefer buying when market already down 3 days. Up 3 days I am prefer to sell off. Basic or six sense tell me, no stocks can escape from heavy adjustment.

What are you doing?

2011-02-02T13:23:00.004+08:00

Today, market hit higher because of USDJ stood at 12,000 points. So, brings a confident to player hold some shares over the CNY holiday. A long holidays in most of countries in Asia create some uncertain issues for holding shares in these period. Recently see some outflow of funds in Asia, people already start worries those valuation reports prepared by foreign corporation may do some down grade on Asia/Asean countries shares market. Especially Standard & Poor or Morgan Stanley's valuation report give more impact on the fluctuation.

How does it shown such impact? Because most of people closed their eyes to invest. These investors good on hearing but lazy to do homework on own. So, people said sell he was followed. People said buy, he also followed.

About 13 months rally lead by Asean or Asia countries. So, now funds manager are buying the developing countries' shares which should be able to pick up as far as got some signal on their economic start recover. This is all their thinking, actually the fact is not true. Why they can swing the shares price up and down? Because they are carrying the big/huge funds for investments. They use some strategy to convince some one trusted them to manipulate the funds.

In the event of investment, do you think anyone can help you be a Fund Manager.?That is impossible because yours funds is limited. Hence, what are you doing now? Please do some homework on your own before the big wave eat yours saving so easily.

RM 2.90 per USD

2011-01-18T11:11:00.000+08:00

Ringgit Malaysia against USD yesterday closed higher again. What is the maximum level on that? Recently we can see some foreign funds withdrawn from Indonesia. So, the impact was happen on shares market. About 2 weeks time the market already loss about 5%. That is an alert on KLCI, if foreign funds pull out that will a hazard.

In my opinion, that will not be so fast happen in KLCI. RM still got some profit bargain against USD. My prediction it can reach 2.90 per USD. In order to maintain such level, local businessman should not based on international trend to impose a higher price on daily need products. There is not excuse for them because currency rate being change accordingly.

So, if businessman said there is cost increase in import price. It will help foreign funds easily attack local market with less cost. The hazard impacts come fast and strong.

Market analysis keep on telling us KLCI still got 15% profit margin to go. Based on this, they can calculate the index will shut up 1700 or 1800 points. Too simple thinking and also is ridiculous imagination. If they are agree this is a super bull run. And so if market can break certain point it become unlimited run and anytime could touch 2000 or higher index points.

So, any calculations just suitable use it for normal market run. However, do not use mathematic or statistic to measure your holding stocks. Just ask yourself is it the price you target it has been achieve in the market. That is yours best selling price on that.

Finally, you will feel happy because any adjustment or horrible run nothing affected yours investment. Price up can easily mislead you go to wrong direction and also easy tackle you greedy desire. Are you ready to meet this challenge?

Low Cost Flats

2011-01-17T13:28:00.000+08:00

Today low cost flat become a hot topic in public media. Why they want to discuss this topic? In my mind, that is not an issue. First, they should aware there is no control on trading of low cost flat in Malaysia. So, some people can owned several units as investment. Second, they are not really identified the buyer income.

Low cost flat should allow those lower income people own it. Government has to enforce a law and ask those people who owned a unit of low cost flat submit their annual income to Inland Revenue Board for reference. Match the data with SSM and Road transport department to check the registered owner. Those data should be able to understand one people earning per year. Build up a system, no low cost flat allow rent out to others. Ours 1.2 million of servants have enough manpower to do that.

Furthermore update existing owners of flat and match with other state data, checking the person having how many units in hand. If found someone own more than one unit or not eligible, use government fund buy back as original cost. Whoever earns below the standard living level can allow apply government special loan scheme to buy the flat. If someone in one day earns higher than previous or earn higher than basic standard of living in the pass three years, So, he must in the 2 years time compulsory surrender back the unit to government and pass it to those who is qualify. Enforce a law stated no trading on low cost flat and government is the only buyer or seller. Perhaps there is a best solution to stop low cost flat trading at RM200k per unit.

Maybe, that is a rights way can subsidy poor people own a staying place.

I believe the above suggestions bring a lot of people unhappy. Because that already stop some riches people earn less and also bar someone use special way to enjoy such benefit. So, just a wild advise to those people, before you are claiming some one unfair to you and continue blame inflation, please refer back yours properties in hand. Did you having few units of low cost flats in hand? Do not forget, you are the one indirect push up the inflation because you having extra benefit to accumulate yours assets for the pass ten years. Maybe today feel more happy, because you flat already marked up by public media cost at RM200k.

Why public media did not highlight the solution as well as also propose to government’s bar someone used this loophole to enjoy such benefits from poor people? Why they are purposely indicated the low cost flat price will shut up higher? Is it this article only help developer charging higher price on build up the new low cost flat in the future?

I am always told people. Please “watch” newspaper and do not just “read” newspaper. If you only “read” follow by help such media to transfer the news out to others. That’s will indirect help someone achieve his intention or objective.

Like recent case in KLSE, someone purposely call higher price to bid a deal but actually the ability is limited. When you are setting a minimum condition for the bid, they were used some excuse to run out. So, SC should use in hand data do some investigation on them. Checking the deal on or off time, Is it they are use this excuse earning some profit on such specific counter? Public media assist to spread the news out, if you only read and not analysis it carefully. Finally you are in trouble on yours investment.

Strait Road

2011-01-16T18:56:00.004+08:00

Someone asked me whether should buy in this stock or that stock? My answer was why you wanna to choose corner? The strait road just in front, just drive on.

So, KLSE got so much of stocks. I think just concentrate on properties and construction stocks. You can make dozen of money. Step on the earth view the sky. Guess the sky have any amazing things for you to eat, that is really stupid. Step on earth and plant some fruits that will more realistic.

UEM, I never change my mind it can be give you double of yours capital. So, if its running that level. All stocks same sector with it will double up or triple up. But please watch carefully. Market index anytime will drop few hundred points from high level. That is huge adjustment and strong rebound happen in Malaysia market in this year.

Not Happy

2011-01-13T21:22:00.003+08:00

Probably your are living without any happiness. So, not happy because something you can see but can't afford buy. In other word, you are not happy because you are never held it at all.

Buy stocks can make you have the dream, make some money or take it as yours toy or gift. You are never own a company but spend little money to buy the share. At least you can say you are the company's boss.

I heard few stories talking about this rally. They said, easy money easy come. Through in about 100k in last month, now already earn about 50k. That's so easy and make you happy.

So, if you are feel bore, please but some share. Maybe that can help you gain some happiness.

This month can see 1598

2011-01-10T13:34:00.002+08:00

KLCI can see 1598, this number not for you to play 4digit in Magnum. Why choose this level? 1600 is a strong resistance and Funds usually allow to buy in at price higher less than 5% from previous. So, that is limit for this run.

UEMland should buy in any price before RM3.50. So, you can enjoy 50% yield. This year will kick out some speculators becuase market like roller coaster.

Today market started some consolidation but that is normal. Another stocks should buy in is MYEG. Easy money will give you as angpow.

New Job

2010-12-31T19:59:00.003+08:00

Finally, get a new job. The paid not that good but it can minimise maintain back my life in normal. Start working few days, find a very odd environment has been arised in these industry. Last time, every one of junior must have strong basic of knowledge on such industry. But current market created those graudute no basic at all. How is the study environment they had it in the University. What is the lecturer guidance them? I really do not know.

Maybe the rapid changes environment requirement, it was indirectly compulsory them deliver fast and quick product to meet the market. Working people should aware that they should do the right job on such position. Not only obtain the beautiful title and high salary doing the lower ground job. So, that were created some jobs no people can work, and some jobs over supply.

The superior should well know the staff talent and allocate the suitable job for right person. Otherwise it would created inbalance system and evetually affected the organisation running smooth and well.

First day when I meet the junior and inform him should excuted some job before the date line. He was told him that is no his responsible plus tell him those assignment must completed by me.
Friendly speaking, that was made me angry. Means that he trying to allocate the assignment to him by his opinion. Further tell him, director never ask him to do such job. So, that is hot his responsible on that.

The entire department under my supervision but junior told me those jobs should completed by me. Further guide me I cannot assign him any jobs. So, finally when I asked him those jobs which one he can produce to me, That answeris , that is non one of those jobs he had experienced.

These attitude was make me understood, he coming here to enjoy the high title to upgrade the status but actually he did not know that is a basic of his position. Furthermore, he had claimed that typing work and data entry work enough to help me gain him to well know these industry. So, what can I say?

Obviously, no one happy stay one professional in his whole life. But as long as you use it as working instrument. At lease you should able to provide some basic things for company/employer. Assignment of job by head of department duty. Normally when I noted his earn so high pay, the task allocate should be more quality than others. Otherwise he can not show any good example to junior and also misuse company resources to employ a new and more quality staff.

I am always believed, guide junior earn more skills and help them growing up as strong as you. Finally the superior can earn more than loss. Because a wiser junior can direct you a new vision and new solution on the same problem. Please do not scare about youngest people replace you. That is not a good theory in life. So, open yours mind to teach and let them go back to same direction with you.

Talking about KLCE, those stocks registered high in year 2010. Are they can continue in 2011 perform as good as 2010. But base on my experience, the rollere coaster theory may arise in KLCE. Down about 300 points and up about 300 points from 1500. That is a big difference and so, the timing of in and out is very important.

Honest and disappointed

2010-12-26T22:21:00.004+08:00

Plus's minority shareholder had set a double attitude on one same issue. If Plus increase the toll charges, they are angry. When some one offer better price to take offer the company, They are tell us, it should not sell it because that company every year given out the good dividend.Or that is too low on offer price because toll charges going to increase after the fifth year.

In Malaysia we can see so many of selfish people like that. They can earn happily although or actually kill someone bone or blood. Due to such attitude from them, corruption had happen in our surrounding almost 50 years. Just because of unfair agreement signed by government, entire population in the country must carry the burden more than 50 years. Like IPP project, we must pay unlimited money to satisfy the shareholders. Let us calculate the shareholders in the said companies. Maybe are about 300,ooo only. Compared with our population, they are 28 million. Because of 300,000 people , one year ours must bear about 29.7 billion. So, please ask yourself if you are the said company shareholders, how much dividend your are gaining on that investment?

Be a fair population in these country, your are helping poor people to take back their hard earn money from government. So, honestly ask yourself, are you feel disappointed on misuse of resources in the country?

Hence, scarify a little bit of 60 cents and allow us to see better way to get back population assets better than your are being any donation. Please do not think to earn few cents and eventually allow yours second generation suffer forever. Viewing better life environment in the future can save multi 60 cents rather than now your just can earn about extra 60 cents.

So, if I am minority shareholder in the said companies, (IPP or PLUS). I will demand an agenda to reject both offer and maybe request government or EPF take over the full exercise of acquisition. Refuse any public company or private equity offer. That is the right to help everyone enjoy the benefit.

Honestly, stock can only use for speculating. If holding long term, sometime the behind issue on the company may really sadness. Of course, business world should not attach any emotional. In my opinion, we earn money must feel happy. So, selection is actually control by you. Why you always refuse it?

Benefit & Interests

2010-12-16T11:58:00.002+08:00

Who want to be 2nd class in the company? I am believe everyone wants to be head. Recently I had an interview and noted that someone started took leave after the new recruitment been advertise.

Is it good for corporation? Are you agree that it could help you gain some benefit by way of on-strike?

When one company start growing up, management requires the volume and quality of job must be in proper. Otherwise, they will feel loss control. So, as a quality staffs we should support the new recruitment to assist company continue growth to meet the market requirement.

If system remain unchanged on new expanding. The existing system be encumbrance. So, staffs feel tired and boring. The incentive awarded to specific person/individual become intransparency. Management can not know what is the right decision on daily operation.

The right person should recruit in and existing staffs should learn absorb the new idea. In KLSE, a lot of company still applying old idea with their business. So, HR Department simply reject quality person with own interest. The top management fear to meet new business and do not have any new ideas to grab more business.

So, finally just wait at there to meet the crisis arrival. Scary to compare because of bad quality of skill. Worry the recruitment because of new staff gain better salary. So, covered up all infomartion to care about own interests.

In town

2010-12-13T21:06:00.002+08:00

Whole day travelled in town. Along the travelling see a lot of changes. After my surgeon operation, today was me stepped my foot in KL. Although my injured part on my brain. But I am lucky enough recovered very fast.

The new development of housing and new development of infrastructure full string along the road. Maybe if I am still staying at home, one day i will miss the direction. In year 2010, some good news bring our shares market index shut to new high. I can say that I was missed the boat. Because my prediction on KLCI is negative and good for short selling on future index year. So, If I am a fund manager i will lose heavily on that.

I was predict correct on Gold price can hit up to 1300 but wrongly predict on KLSE index. QE2 policy in federal reserve of USA give me a shock and so make me wrong prediction on future index.

Honestly I am not 100% wrong because after I was noted some cash flow were jumped into ASEAN Countries. I did recommended bought in properties sector shares. So, the losses can be recovered.

What is yours planning in next year? Are you ready a big funds to jump into the super bull market in Malaysia. The volatile of shares price excited and will me can't sleep proper in year of 2011.

In centre of town make me felt tasteless, because hot weather bring me uncomfortable. Maybe too long period never step into capital market or maybe last 8 months I living as Communist style. So, if today I wanna to buy a share. Which counter I should buy? TMC or MRCB????? Let me study first!!!!!!!!!!!!!!

Where are you staying?

2010-12-12T17:01:00.002+08:00

In town centre, or village? Everyone need a bed and space for relaxing after the hard working day. Normally we are separating the our working place with relaxing place. So, we must have a rest place after the office hours.

A lot of people come from difference town need to rent a room or house. After they have saving enough money, they will buy a house. A developer use this trend to build up the house to sell. Some others use this as excuse to speculating as high class investment. Despite Government trying hard to impose some regulation to provide some place for poor people. But in our associate already indirectly classified someone is high class or some group is low class.

Perhap everyone prefer be a high class people. but I am believe their life is tough and lose direction. The basic need turn to luxury and bind themself as an animal to work hard on that. In the 20 century, the western countries purpose as welfare countries to allow people enjoying their life after retirement but there are suffering in this century. After a decade, old people take over the suffer from someone. Who created such fault and let them suffer?

Remember our old generation always told us. Our grand grand father plants a tree, next generation enjoy the fruits. Is that a correct economic theory? This theory always make me confuse !!!!!!!!!!!!!!

A poor father and a rich yougest. That is a trend. As as today we still beleive it. Now, can we change it ?????

Soon we can see a group of youngest can't staying in KL centre, they are trying move back to hometown to stay. A faster inflation force them back and the war will start between the brother s and sisters. They are fighting be nominated in his/her father's will. Are you may become one of them?

High Income

2010-12-08T10:59:00.004+08:00

High income should not means you are earning high salary and believe it that is rich. In my mind, high income should be able to classify that you can receive any amount but can enjoy low cost on yours daily expenses. Like Hong Kong, you must pay 4 to 5k to rent a room and the ordinary worker just received about 8k monthly salary, that is meaningless.

High income means you necessary daily requirement represented on your monthly salary lower than 20%. The balance of it can use to improve your current life style. Most of people use the extra income to buy luxury item for enjoyment. But if you can use it as investment to improve you income, that we can say one day you may rich.

Just read an article said, if you buy a car as own use. That is liabilities not asset. I do agree that because car must paying road tax, maintenance, toll and petrol. It become another instrument help you and me spend money. It is not a asset.

So, I wish at here one day if my monthly salary touch 10k, hopefully the teh tarik not like HK sell at 15 per cup.

A dream be high income people attach with high expenses. environment . Finally you are getting zero. You retirement date is null. Similar like if one day index break 2,000 points, your holding in hand shares still worth about 2.00 as at points of 1200. So, do you happy on that.

So, high income should established by every population must believe effort, innovation, fair, contribution and hard working. If someone still waiting Grandfather distribution of assets or a partial people still believe the assets still belonging to them. The high income of population just a dream or one day, you can see in our city full of high rise building but the neighbour is grouping by poor association society. Inbalance extremely so it does not bring everyone happy.

Out

2010-12-07T13:40:00.002+08:00

vise China was created the bubble very fast if one day burst, the speculating money cost about 1,000 billion USD will run to Asean country. The money must place some where. I just wonder the Asean can absorb how many percent on that. If Malaysia market can absorb one percent. It is represent about 100 billion USD.

The stocks market can up about 800 points. Properties market up about 50%. Actually those funds has been plan something. Because in year 97 and 98, the same crisis was happen in Asean, now is china.

Most of the people tell us a lot of business man invest in China. Actually they are not invest, they are utilised some resources at there, especially the manpower/labour cost. They destruct the market in progressive way, they push the normal market price into jumping step. From step by step push to run by run or grabbing style.

The strong economic should create by government. It should be from ground to high. If government interfere that, the result is rich become riches. Poor become worst. But usually government only listen the rich man comment and advise. So, the rich man follow his own agenda to maximum their profit instead of take care of lower ground people. The fundamental does not change, the difference of amount on spending and salary can create a big hole and distance. Finally demand of necessity things become difficult. So, if the government want to help people, it should assist ordinary population stand on cement ground. That is no bubble and can be last long of stable.

Style

2010-12-06T12:39:00.003+08:00

Investment shares must have some skill to do it. So, do you want to copy someone skill as guidance. A lot of investment theory books hot sale in the book shop. Hence, the published and the writer earn a lot of money from that. So, before you earn any money from market, they have been rich.

Refer back all riches man in the world, they do not want to copy from others. They had created, new idea of trading and make a new things for sell, they also develop own way of trading. At last, they are succeed.

So, if you have mixed up the few master's theory and create a new style of investment. In future you may become a riches man. If you had copy someone skill or only listen from analyst report ,the best result is only can survive with normal. Because good things already using for their own and you are only can receiving the secondary information. Of course, copy means minimise the risk but all conditions must be 100% same as creator. If one of condition does not same, you may lose everything.

Examp;e like, you must invest the same amount of money and same stock as creator. You must always update the some information as him. You behavior and character must be same as him.

Can you do that??????????????????

Why?

2010-12-04T16:33:00.004+08:00

Why people rejected my job application? People commented the interviewer too choosy. But in my opinion, they maybe did a good decision although my application does not success.

If I sit the position of them I would not select a person who carry the sickness can join into the company. Because I hold a responsibility to company, that is pay the amount to get a good condition thing. I am not a boss and the salary is not paying by me. So, I must ensure the new employee should capable to work.

I am a person who just taking a surgeon operation on brain. So, not one can guarantee the side effects do not happen on my body in the short period of time. So, I am not angry at all for the failure of interview. Because I am not even can give more evident to proof myself in the good condition to work. As well as doctor also can't give me any report to proof I will not have any bad effect on my body because my injury part is a main operating system of the body. Hence, i personally must continues suffering on that.

Malaysia legal system will kill everyone suffering on accident. The procedure of claiming of insurance must go through a lot of procedure. If both parties do not agree the settlement amount, the legal action at least must take 3 years or maybe more.

Law does not set time limit for final judgement as well as also do not limit the attendant times for every case on each party . So, lawyer playing on delay activities to help someone and on the same time allow the defaulter enjoy the happiness. On the others hand, victim must suffer on paying extra money to pay the higher lawyer fees.

My own idea is, Parliament people should table a new law to cover such loophole to prevent the serious case/criminal case delay by unnecessary delay and faster obtain the final decision from the court.

If our law have provide such efficiency, our ETP or NEM can be success in short period of time. No one wasting time to attend the court and foreign investors dare to through money to invest at here.

I believe that time market index can shut up to 5000. That is not a bullshit because transfer the money in and out from Malaysia will faster 3 times than now. Confident build up because of investment of everyone is protected. Foreigner and nation will trust law can help them recover back the money from any illegal way.

Do you Like North Korea's Bomb SK

2010-12-03T10:35:00.004+08:00

Investors worries about NK's Bomb. But that is your opportunity to pick cheap share. North Korea is not a big issue. The big problem is USA involved into these war.

Of course China and Russia not allow USA involve into the war between NK and SK. Because it will automatic open a door to their enemy easy planning set a army force stage nearby their country.

Shares investors worry this and worry that may cause you loss some golden opportunity. In my view, those bad news was published into media all is not a problem. Crisis cannot be detected in advance. It will suddenly appear and no one will noted it was accumulating. So, those news is someone purposely created to monopoly.

So every adjustment open a door for you step into the game. Please do not miss it.

Perhap you are the losses

2010-11-29T22:40:00.005+08:00

Please stand up and fight again.

Perhaps you are worries the war, I must tell you please close your eye immediately and tell yourself now you are standing far away from the war ground.

So, every down trend on market, just close yours eye and buy. Why you are worry about the matter still haven't happen? Sometime use yours' imagination can help you kick out the loss but it cannot help you everyday and every time.

So, if imagination can work. I think no one happy to wake up from bed and go to work. Because laid down is enough.

So, positive better than negative. Loss one time better than forever closing your eye. Fact is important than talk. I am a sick man now, so can't give anyone tips but aware someone fears about the war. Just positive accept it and dream it that is your chance to create a new life. Something new maybe is arriving and maybe better than current situation. So don't give up..............

Properties Sector

2010-11-26T17:07:00.003+08:00

Most of the counters in properties sector now facing the impact of merging.If the owner never select own company to merge, it can be faced someone eat it by way of general offer. It is same as previous time happen on finance sector. The listed of properties counter may reduce a lot and left few strong companies monopoly the properties market.

This is the trend because cost of land increase substantially and cost of development is increasing. No one can stop it. Bank Negara has a certain right to slow down but finally the cost become unpredictable.

So, if you can hold some stocks in properties sector. This is an opportunity to earn money but very difficult to select the right one. Because some offer is lower than market price. Some properties shares been over value by certain people, some is because loan base higher than value.

So, which one is right one? Please do it some speculating by way of volume done. No encouraging by way of long term.

Back from hospital

2010-11-11T17:21:00.005+08:00

Wondering I cannot died after the accident. The doctor said this was a special case . These accident was hit me in suffer ring, unfortunately the impact was happened into my brain and finally accumulated some black blood inside, it was staying inside my brain almost 3 months and luckily I still can survive until 9 of November.

On 9 Nov 2010, Doctor had removed the black blood from my head. Now my hand has some writing problem. Hope it can become normal. Otherwise my career will stop at here.

Malaysia market seem like can touch higher and UEM may become big giant company in KLSE. The second step are consolidation the Highway in the country and make it be a good cash return company. So, it can be continues generated more return from the property.

As far as enough land for people to build his own property.in the country. The properties market will continue strong. So, although government set some bad policy, but population hard to against it because they need stabilization.

Now Is a bad time

2010-11-05T19:19:00.002+08:00

Loss of job and further had an accident. Now found that some effect in my body. When can I recover ?

Now another bad effect is i do not how spell a word.

Bad News In Bursa

2010-10-17T22:59:00.003+08:00

After last Friday announcement of Budget 2010. Some issues bring share price have an excuse to come down. The big impact on some service need to pay extra. That entertainment have a group of young teenage support. It can brings government lose certain vote on coming general election in the nation.

Furthermore government planning issue of new broking license bring local Financial Institution become over value. The limited or compulsory merging in the past help existing banker enjoy the good benefits. But opening the permit bring future competition and profit will be affected.

The cost of maintenance of wages of public servants still registered high, Government do not have an any good idea to handle it. The main part of payment of wages did not included others benefits. Like medical, supporting, education and training program. Some more they also can use a lot of excuse to organise a trip for survey.

Do you happy on Budget 2010? Personally it do not help me anything, although I have been paid tax in the past 20 years. But now I am become unemployment, What is the above said budget can help me to continue survive. That's not only my question. I have been paid socso long time, what does it help me out on my current situation. But I just well know my contribution already help thousand of family enjoy good benefit on bonus and salary. That's income tax, socso and EPF staffs. Would they consider what is my situation at here? No, that's nothing at all.

At last, next week or ten trading of bursa, I predict that is about 50 points adjustment. Further Gold Price was hit 1388 that also a heavy adjustment on that. So happy trading and careful trading.

NV Multi

2010-10-10T20:10:00.002+08:00

The major shareholders going to privatise the NV Multi. The announcement made on last Friday. But I am here wants to advise the minority holders, please accept the offer because that's only a plan for majority to reallocate his assets from wife to son.

Something behind we yet to know but main important is the proposal did not telling us the company going to de-listing. So, the behind story is interesting.

But, all above mentioned is just my little wild opinion. If you wanna to trade for short period, it can cause you lose money on that. If you wants to hold until the offer, it may cause yours holding cost expensive.

After an accident happened on me, my mind and memory now very bad. The most impact on me is my income still zero plus need spending so much of medical expenses. Some more while interview time, keep on criticize by people.

The life expenses become heavy murden on me. On this point of time, If you expected me give more opinion on investment, it's become luxury and impossible.

But some prediction was made on previous by me, like;- gold price shut up to 1300. That was became true. Now, what is yours' target price on Malaysian note against US. My prediction is 2.90. Base on this, you should noted malaysia share market will hit new record as well as also indirect bring Malaysia's property market shut up like map.

Injured

2010-08-31T13:20:00.004+08:00

Injured due to accident, recovered 90%.

A person

2010-08-29T17:48:00.004+08:00

Sorry my friend. Still learning and trying hard improve my "Rojak English". The last article did some ammendment, Feel free read again. 100 times apology............................

An individual/a person, a family, a society and then a nation. That's a foundation of one country's economic. Without these circle or lose of any important part, that may spoilt certain things.

A country grouped by people who have variety of thinking, education, difference environment and background. Hence, all is difference entity. Hardly to join up together.

The difference while apply by the above relationship chart. Automatic created an economic activities in the country. A power, motion or propulsion of economic bring population enjoy better resources from the earth.

So, a person should not pass negative minded to another. A person should not lie to people. A person should not have greedy attitude to control or monopoly earth resources.

Now, stock market have such giant company monopoly certain sources and information. Do they happy grab human resources to satisfying certain people? I hate such GLC because they are totally spoilt the natural of human being relationship chart. They had created a topic and used an excuse to monopoly. It is a myth? One day, I believe the myth tale will burst.

How come some specific fund control certain GLC listed companies always can give good dividend? Although that giant company had announced a bad result. Funny !!!!!!!!!!!!!!!!!!

Sudden died

2010-08-27T21:19:00.004+08:00

Almost sudden died on last sunday. A car banged me heavily and I was uncousious immediately. While wake up I was in the hospital wad.

These day was deal with the car driver, She is a young lady and keep on told me she do not have money. But I am quite surprising in their family, they all owned more than three car. Finally she told me she felt wronged on this matter of the accident.

This is not a incident, that's real accident. Because it was happend in the middle of the roundabout. I was drove a bike inside the roundabout and a car suddenly come out from my left side of road and then banged me. She had never stopped her car when reached the road of the roundabout. I think no one expect her came out. I am believe those drive who have good attitude should not did such action as her.

Funny was, she told me I should not claimed as victim. otherwise she would feel wronged. How come I can not introduced myself is a "victim". What did she mean?

So, Please tell me " What is meaning of wronged" Is it I should died on these accident only can help her not feel wronged? or I should erase all my memories with zero claim on medical expenses only can help her feel comfortable.

How come those day young teenage have such thinking? Is it means that certify "a killer should feel wronged with unsuccessful task"? Does he/she can use this feeling aply from court as their defending reason?

Maybe this is a new generation's world, Maybe that is a new guide for me to trade stock. MAYBE>>>>>>>>>>>>>>>>>>>

I have most probably sudden died. That's finally give me a new lesson to undeerstand more on youngest. The meaning of wronged interpreted by youngest is " You must silently kill by me, otherwise they will feel wronged" or " If youngest make a mistake, please do not tell them, just walk out with silent"

Thats a total differencely world I and youngest. In my own dictionary, "Wronged" means I did right thing but someone mark as negative on it.

How come so much of difference ?????????? Is it I had so outdate? or ,Maybe I was step into Alien's atmosphere?

Why they are fighthing?

2010-08-15T23:01:00.004+08:00

In Malaysia, those day got 2 politic parties' leaders fight on one issue. They are childhood talk in Facebook and fighting in Twitter. That's make ordinary people felt funny. Actually in current situation, they should try hard to develop our country economic. Is not just wasting so much time on writing note in Twitter to fight each other.

Yesterday PM of Malaysia mentioned he do not want ALIBABA. That;s wrong and misleading. Other group of Malaysian respect the constitution of law and allow some group sitting there with no contribution on effort and then sharing the profit. This is requested by them until today. Furthermore now asking for more because they are 67% of total population in Malaysia.

The NEP and past 50 years Malaysian Project have been created a group of people demand and waiting for distribution of Grandfather Assets. No one create ALIBABA. Just because some one monopoly some jobs with no knowledge do handle it. So that assignment some one to take over. They are happy on such monopoly. So, PM should stop such special allocation and should base on merit and ability of people for awarding such jobs or projects. That's only can forever eliminating such culture. That's no our fault. Is BN Fault? Go back to Cabinet and tell yours people stop such policy immediately. No people interested on Slogan in front of media with no action been taken.

If the policy been amended, we can see such open minded can invite/attract some high technology step in to Malaysia and allow Malaysian have a chance to improve and learn the High quality of skill. So that the high income of population can be achieved. Otherwise, that is another Slogan only.

Share investment become a good game if ignore some bad attitude like ,: Someone always enjoy free sharing of people effort with zero contribution. Pending some projects with a reason is no enough qouta. or pending certain project for approval in 15 years because of individual feel not happy. System delay with no such policy. Thats bad attidtude should be erase it immediately to meet the change.

So, Please our beloved YB should spend more time on that instead of like kids fight in the ground. Otherwise, one day the vote will drop into sea with feeling of sadness.

Can't sleep

2010-08-09T00:11:00.002+08:00

Wanted to sleep early, but fail. My mind just think about tomorrow market. Is it can buy some Bolton to keep? Is it can buy equin to speculate?

Wonder a article in paper said still can purchase some China RMB to invest. There is no more good margin on that. The outflow of foreign fund is big and starting transfer to Asean countries. Why still recommended to Buy RMB. Wonder and Surprise.

A serenity life

2010-08-05T18:57:00.003+08:00

Wants to build or develop a serenity home not that easy. Be a humble man also not that easy. Buy shares brings me unreasonable and need to against some negative trend. Somehow a lot of people were commented you did wrong on specific one. So that kind of pressure bring your hard to serenity and brings it back home be harmony.

Your mind all stuck by fluctuation of the shares price, follow by the action in crazy. Just telling your are a story, recently a man who stay in my village strike a jackpot about 10 million ringgit. I do not know how his cool down to accept the fortune but a bit respect him so calm and steady.

Shares price brings one person wealth up and down. So that riches man always said he was never buy share and hold some valuable properties and now be a multi millionaire.

So, if you wants to have a serenity life. pls forget the share investment in yours life.

Who will benefit?

2010-08-02T14:18:00.002+08:00

Soon, we can see national election being call in Malaysia. The recent activities done by politician showned some signal, Furthermore little bit of pressure on treasury of government force them call on it. If i am not mistaken, the general election date most probably plan held on end of these year.

So, a high risk of flutuation of stock price and big impact on those speculator in these coming 3 months. if you do not have any holding power to hold it more than 4-6 months. You better stay away from market.

The good price offering by properties must support by stable politic in the nation. If the high price of properties can shut up better than impact of unstable politic. The hazzle be less and profit of properties will sustain.

Every single impact all inter related and cannot be ignore by your own judgement. So, run fast with hit the specific one with big volume and aim for earn marginal profit bring more advantages.

Properties

2010-08-01T11:18:00.002+08:00

As I was mentioned in the recently post at here. China changed its currency brings more advantages to Asean. Total amount of FDI about 1 trillion going to transfer here. Who has holding a properties in good location will earn double from existing value.

Those who not have any properties in hand should select some properties and keep it until next year for the rally. My current financial situation turn bad, so that hard to take some money enjoy this rally.

If I am a developer, I will lauch project in year 2011 but delay the booking in advance. After six months only start the collection together with fixed the selling price. Potential purchaser happy to chase it at high price becuase the demand is hot.

Developer should collecting some land from now to enjoy the benefit of appreciation of the value. Accounting rule FRS139 helping them earn extra on that and valuation of the company will enhance. So, public listed company which aggressive buying land in the day, there is a good investment stock.

Objective and Subjective

2010-07-28T15:56:00.002+08:00

Today local economic news told us, one of new IPO abandon on listed in board. That can be happen because our quota brings such effect. Every new listing require allocate some new shares to specific one, so they need to manipulate certain assets to meet the requirement. Quality become secondary quantity is more important.

IPO give a chance to business man put some useless assets liquidated by way of issue shares. So, funder take this opportunity to convert it as money although that can not be used or not necessary in the future. All valuation come by valuer and in this situation allow founder escape carry any responsible. No one take any action because of subjectively view or objectively opinion.

New shareholders objectively based on report but someone subjectively manipulate. Who is correct who is wrong? That hard to give correct answer because demanding on certain things cover all uncertainty.

Powerful Father

2010-07-25T15:13:00.002+08:00

I was found a kid, broke down people's car. Before he wanna to come in this area, he told security he had brought some medicine to rescue someone. If anyone stop him, he would through all the medicine in rubbish drum. So, the security was no choice and allow him enter the area. After, he had started broke some car. When someone claimed from him. He got a good support by Press Conference and scroll people. That's now end yet. His father and step father told us, He did nothing wrong because he is trying recover back his image due to some one criticise him.

In the above event, let us know. In the Share Investment we should looking a powerful father to support. So that mistake can turn around to positive. No money to operate business can lend from bank with no repayment. Nothing more to worry because black can turn into colourful or white.

In the bank industries, we should choose Maybank and CIMB because 2 of them have a good Father (PNB).

Interview

2010-07-22T12:30:00.003+08:00

I have been interview few jobs in last 2 months. Final result was bad. Not disappointed but understand I should change the present address of me. Those head after referring my resume and do not believe I am capable to handler the job. They won't believe that is true and hard to believe a person can survive with strong general knowledge. Maybe they are was born at normal life and have been enjoy the peaceful school life. They are not even know what is the meaning of poor. I do not have strong background as well as rich relatives. I do not stay at High Class Location as well as no Mercedez in Hand. So, why this person holding a high post in the past record. They wondering and surprised because they are only trusted good background and good enviroment only can build a skillfull person. That's my bad point in my life.

In my child life, I had to think about how to survive in the next 24 hours. Home without any more rice and all of my family members should work hard in the day. Otherwise, everyone should prepare suffer the empty stomach in the day. So, I was remembered if salary out 360, after tomorrow just left 50. Most of my colleague complaint me never join them in the lunch. I felt shame but anyhow I should take first prirority in my family members. Others are not important.

A good company with widden view on operating the business. Sometime gain some better status in the market. Why Maxis lose some customers and Why Telekom lose the privilege? They not need suffer in the beginning stage and now still protect by someone. So, is they Good to buy in as investment?

RMB- Currency of China

2010-07-21T10:20:00.003+08:00

Recently, China has been changed the currency policy. This effect brought negative to capital market of China. Share price and housing price drop. Since 2005, speculating on currency been started. Now the chances of making money from that has been eliminated. Hot money start transfer out from the country. Soon, we can see property market turn down from high.

Who is benefit from that? I am predict Indonesia and Thailand are the big beneficiary on this circle. Hot money will transfer into the above said countries. Malaysia will enjoy some but not that so direct. Even though the amount is small, but the effects are big.

Malaysia's currency up slowly and now properties market start its rally. Next year, we can see high demand of properties and up to July 2011, the avearaging price will shut up about 30%. Those high class and quality location will shut up about 100% when compared with now.

So, which stocks we should pick in the shares market???????

Positive and negative

2010-07-14T13:14:00.003+08:00

Media today reported an article wrote by Financial Time (London) said Malaysia has a big chance to growth out by strong economic. If you read carefully on such statement, actually the writer warns us, we are not aggressive on pushing up our economic.

The write said total FDI from China amounted to 54 billion USD but we only can received about 57million. That is shameful. He further told us country outflow continues strong because of higher valuation of our shares price. It does not brings any attractive to foreigner to choose buy in our shares listed in Malaysia. They prefer Indonesia.

I think the media over estimate or too optimistic on our country economic situation. Most of the people now suffering on inflation but our government still in the dream. Maybe I am pessimistic but why not they doing some survey on that? How many people are suffering on current situation?

不仁者

2010-07-10T22:49:00.006+08:00

“不仁者，不可以久处约，不可以长处乐。仁者安仁，知者利仁。”

孔子说：“不诚信的人，不能长久地过穷困的生活，也不能长久地过安乐的生活。

诚信的人无论贫困与安乐,都安心，有智慧的人才能有利于诚信。”

Faithful, sincere guide you have better life. Cheat and bullshit attitude brings hazard. CEO should apply this rule on managing a company. Although there is a business risk but purely did not have any self interest be attach on every decision making. Shareholder will pround of it with such management.

So, I hate Kenmark, Omega and Union Paper's managing director. Respect Haio's MD.

论语

2010-07-09T20:25:00.015+08:00

"学而时习之，不亦悦乎？有朋自远方来，不亦乐乎？人不知而不愠，不亦君子乎"

孔子说：“学习而经常实践，不是很愉快吗?有朋友从远方来相聚，
不是很快乐吗？没有人了解自己，
并不烦恼怨怒，这不才是君子吗？”

Learn it and always have chance to execute it,it should be allow you earn some happiness.

A Friend who staying at far distance,now come here visit you. You should be glad full.

No one understand you, you are never felt desperate.you must be a gentlemen.

Hard to be above attitude because now days most of the people aiming for earn more money to enjoying life. Who dare to allow you apply the unknown theory to his life? One day. if they successfully earn such money in hand but usually felt unsatisfied. When is the last day to stop hard working. When is the day to take a rest? They do not know and reluctant to know.

Hold somethings in hand normally need to scarify others. Hardly not feel desperate when choose a wrong counter in share market. So, hard to be a good gentlemen.

"不患人之不己知，患不知人也"
孔子说:不因别人不了解自己而忧虑,却应当担心自己不了解别人。

"怕别人不了解自己的人，要么是怕别人不了解自己多么优秀，这样的人是自负，"

"要么是怕别人不了解自己多么冤枉，这样的人是自怜。"

总而言之，他们都是把自己看得太重要了，这样的人多是内向性格，他们的注意力主要集中在自己身上。

怕自己不了解别人的人，多是外向性格，注重自己与外部世界的交流，他们眼界开阔，洞悉时务，
这样的人才有可能获得公认的成功.

So, we should used above method to buy shares. So, everytime make mistake, do not blame anyone. Ractify it and start again.

Liquidation and bankruptcy

2010-07-09T15:45:00.002+08:00

Kenmark had announced they are starting liquidation procedure. What is a difference between bankruptcy and liquidation of the company? That were always brought some misunderstand by ordinary investors.

Liquidation have 2 categories, one is call voluntary liquidation by shareholder, another one is apply by company's debtors. The second one almost same as bankruptcy but not 100% be bankruptcy. Bankruptcy need to apply another procedure to executed and normally handler by insolvency department. Liquidation enforced by debtors usually faster than applying the bankruptcy procedure. Usually debtors will appoint a receiver step in to company to safe guard the specific charged property and 100% protect specific debtors who appointed them. Bankruptcy procedure will handler by insolvency officer and all assets based on specific guidance for distribution to all debtors. The specific assets may not 100% well maintain by officer. Here hard to describe out one by one its law and procedure.
The company also can apply section 176 of company law to restructure it before the liquidation procedure. Because most of the outstanding loan and debts will eliminated by way of restructuring. It will help receiver easy to monitor and control the balance of the assets.

GENM

2010-07-03T13:02:00.002+08:00

Genting Malaysia Berhad (Resort World Bhd) was announced Purchase a stake of England Casino from Genting Singapore. Why most of the analysis down grade the company? That's because analysis is a lazy man in the world, they hope people work crazy and earn money for them. They were sitting at there waits for the harvesting by way of gambler. They had beautify their money as investment although they have been done speculating.

Like your are choose a football team, definitely have one winner. If your are choose the right one, you were said the team is strong enough. Otherwise, you are penalise by people said you are gambling.

In these world, everyone hope pay little bit of money and wish gain extra. So, they are starting give instruction to you how to manage the company. Of course, you would said "This is my money, I have my right" . But I wants to tell those people, if your are not happy on that. Please go away and choose another company to invest. Rather than open a big mouth and keep on telling people are wrong. This is wasting yours time.

I am not 100% GENM do such transaction also. But if Genting Malaysia did that maybe they prefer use such funds to pay Genting Singapore instead of roll over the existing loans. So that eventually Genting Malaysia as a holding company of Genting Singapore can escape from any high risk of liquadation of assets. Maybe that is the right move.

In these situation. If I am a shareholder, I will prefer quite and quit. Not like others, continues blame because of small money and further guide someone should do this or do that.

Rapid

2010-07-01T12:11:00.003+08:00

A lot of analaysis would like to classified some days, specific months as a bad trading day. I do not like use such theory to identify the trend. If you believed that, I think your lifestyle and daily necessity things all must be branded products. Otherwise you are feeling not comfortable in yours normal life. But such people carrying such burden will feel unsatisfactory all the times.

Every investment, I am just worry the shares price does not move. Up or down never mind, at least telling me it is stil active.

A rapid changes of technology, brings impossible become possible. So if your always set a trap in front of you. You can't move and enjoy the trading. Particuar on certain day not good or not bad, brings you hard to move and think positively on every transaction.

So, please do not apply traditional as excuse to block you mind. Can refer but do not apply on it while your are in the stage of playing a game.

Who hold responsible?

2010-06-30T11:44:00.004+08:00

Financial crisis happen in past 2 years ago. Most of the government started some preventive policy to ensure future risk. But they have forget about those valuation corporation's mistake. If S & P never graded those bond as top level. It hard to be happen. Why such responsible been escape?

SC of USA should indicated which bonds graded by them was wrong. Those funds should charged them to recover some losess. Maybe the major sharesholder had overcome such problems and SC of USA pretended or maybe hard to disturb the rich man. USA take action on it will spoilt the image of capitalisation central in the world and indirectly tell entire world they are monopoly.

In the criminal act, one provision said that "if your had killed someone by way of received an instruction. The instructer also bear the same charged on murder."

On the those CDO and CDM issued by USA bank. Who gave them a green light to sell? Who guidance Greece used such technical to covered up loan? Why existing loan no repayment in time can be roll over?

New Blood

2010-06-28T14:09:00.002+08:00

Few interview could not success. Feel disappointed and now think to borrow some money for daily expenses. How to use some excuse to borrow some money??? A funny thingy was yesterday someone called me ask me lend him some money. Six months no work, no one care about you but when thier need money times only can remember me. Funny!!!!!!!!!!

So far, new blood and youngers demanded in market. Boss look at my age, first impression is This man hard to control. In the shares investment, old bord better than new blood because the previous result and turnover give investors more confident on that company.

So, be a human being you are better be young. Be a thing you can be old and stable. So, if 3 years ago, you told someone lehman brother going to bankrupt soon. You might get blame and hate.

So, i have been classified that IPO is new blood. Right issue is old bird.

Kick Off

2010-06-26T12:56:00.002+08:00

Most of the analysis emphamsised on currency rate to replan your invstments portfolio. Currency war coming soon be a main role in every sector of the economic. No matter how strong the company, it should be able to sell its products in to entire world. Global demand affeted one company revenue and monopoly status. Competitors hard to compete if one company had achieved global status.

Kick off means starting a game, kick you off means kick you out of the game. Am I right? So, do investment must well know all currency movement in the world. Why Japan Yen move up, shares price drop? Why Malaysia riggit up, shares price up? These all question must have good reasons support only can allow you plan your next step of yours investment?

Shares Investment needs a lot of general knowledge to support your further action. Speculating shares price need 10 times of the general knowledge to hit and run. Are your ready on it?

**SHARES INVESTMENT**